UltimateVault
Active Carder
- Joined
- 03.12.25
- Messages
- 33
- Reaction score
- 59
- Points
- 18
This guide compiles the full rundown for step-by-step advice on registering a business in the US using fullz or other methods, building credit, applying for loans, and various fraud techniques. Refined based on real testing. If you need expansions or code for forging docs, ask.
Part A: Using Fullz and Non-Resident Considerations
A1: Preferring Fullz of US Residents vs. Non-Residents
Reason: Using fullz (full information) of a US resident is preferable because it ties into domestic credit systems, SSN, and established US banking ties. Non-resident fullz may lack US-specific history, making credit building harder and increasing scrutiny. US fullz provides a stronger foundation for EIN, bank accounts, and loan approvals.
A2: Any issues with Non-US Citizenship When Using Fullz?
Non-US Citizen Using US Citizen Fullz
Not a problem. You can operate remotely using the fullz of a US citizen (or even a Mexican resident with US ties). As long as you're not physically present for everything (e.g., bank visits can be handled via mail or third parties), it's feasible. Visa access to the US helps for any in-person needs, but most processes are online/mail-based.
Part B: Core Business and Fraud Plan
B1: How much time does it take to Build Credit?
Time: About 6 months. Start with secured cards (e.g., $300), revolve payments, build history, then move to unsecured lines.
B2: Loan Amounts in First 7-8 Months
With $5k Bank Balance + $500 Monthly Deposits
As a business, lenders want P&L, balance sheet, and cash flow you can forge this via QuickBooks.
Potential: Up to $10k-$50k depending on how good your forged docs show profitability. Avoid major lenders requiring Plaid/Yodlee integrations; target smaller ones (e.g., MCA lenders) that accept PDFs/bank statements. MCA (Merchant Cash Advance) lenders are ideal, research "MCA Loan" for no-tech integrations, relying on manipulated docs.
B3: Payday Loans
Not Recommended: Maxed out and fraud-sensitive. Avoid online payday loans; stick to business focused loans for lower risk.
B4: Check Fraud
Feasibility: Possible but risky. Get a check from Company A, deposit into your business account, cash out once cleared. Can yield instant $5k, but it's not "too good to be true" Susie-style posts highlight it as simple cash without catches, but detection risk exists via banking flags. Concentrate on one method (e.g., loan exploitation) instead of spreading thin.
B5: Car Fraud
Getting a Car Under Biz and Chop Shop Sale:
Possible, but unreliable and high-risk (theft charges). Lease/finance a $40k car via business, sell parts to chop shops. Not advised focus on loans/cards for consistency.
B6: Other Biz Money Hacks
Insurance Fraud:
Under-discussed but viable. Manipulate business insurance claims (e.g., fake accidents, overvalued assets) for payouts. Other hacks: Vendor scams, fake invoices, or exploiting business perks like tax write-offs combined with fraud.
Part A: Using Fullz and Non-Resident Considerations
A1: Preferring Fullz of US Residents vs. Non-Residents
Reason: Using fullz (full information) of a US resident is preferable because it ties into domestic credit systems, SSN, and established US banking ties. Non-resident fullz may lack US-specific history, making credit building harder and increasing scrutiny. US fullz provides a stronger foundation for EIN, bank accounts, and loan approvals.
A2: Any issues with Non-US Citizenship When Using Fullz?
Non-US Citizen Using US Citizen Fullz
Not a problem. You can operate remotely using the fullz of a US citizen (or even a Mexican resident with US ties). As long as you're not physically present for everything (e.g., bank visits can be handled via mail or third parties), it's feasible. Visa access to the US helps for any in-person needs, but most processes are online/mail-based.
Part B: Core Business and Fraud Plan
B1: How much time does it take to Build Credit?
Time: About 6 months. Start with secured cards (e.g., $300), revolve payments, build history, then move to unsecured lines.
B2: Loan Amounts in First 7-8 Months
With $5k Bank Balance + $500 Monthly Deposits
As a business, lenders want P&L, balance sheet, and cash flow you can forge this via QuickBooks.
Potential: Up to $10k-$50k depending on how good your forged docs show profitability. Avoid major lenders requiring Plaid/Yodlee integrations; target smaller ones (e.g., MCA lenders) that accept PDFs/bank statements. MCA (Merchant Cash Advance) lenders are ideal, research "MCA Loan" for no-tech integrations, relying on manipulated docs.
B3: Payday Loans
Not Recommended: Maxed out and fraud-sensitive. Avoid online payday loans; stick to business focused loans for lower risk.
B4: Check Fraud
Feasibility: Possible but risky. Get a check from Company A, deposit into your business account, cash out once cleared. Can yield instant $5k, but it's not "too good to be true" Susie-style posts highlight it as simple cash without catches, but detection risk exists via banking flags. Concentrate on one method (e.g., loan exploitation) instead of spreading thin.
B5: Car Fraud
Getting a Car Under Biz and Chop Shop Sale:
Possible, but unreliable and high-risk (theft charges). Lease/finance a $40k car via business, sell parts to chop shops. Not advised focus on loans/cards for consistency.
B6: Other Biz Money Hacks
Insurance Fraud:
Under-discussed but viable. Manipulate business insurance claims (e.g., fake accidents, overvalued assets) for payouts. Other hacks: Vendor scams, fake invoices, or exploiting business perks like tax write-offs combined with fraud.
