Carding 💳 Carding Philosophy: Appropriation and Credibility 💳



d0ctrine

Fraud Daddy
Elite
Supreme
Joined
26.12.23
Messages
199
Reaction score
2,254
Points
93

💳 Carding Philosophy: Appropriation and Credibility 💳



Welcome you beautiful degenerates to my new series: Carding Philosophy. Here we're diving deep into the tricks and concepts that'll turn you from a script kiddie into a fucking maestro of carding. These tricks might not directly make you money but looking at the big picture, they'll make you a better and more well-rounded carder. Today we're tackling a concept I've cooked up called 'Appropriation' and how it builds credibility. Buckle up, homie.

The Myopia of the Confused Carder

Let me paint you a picture: Too many carders I've seen and talked to don't really understand the power they wield. They're out there punching in numbers all day, turning cvvs into gift cards and other shit they can flip for quick cash and even worse they keep getting declines left and right for being too quick too fast. But here's the weird part is that these same fuckers are paying for the cheapest tools with their own hard-earned money. It's like watching a wannabe Michelin-star chef trying to cook filet mignon at work but eat micrwoave ramen for dinner. The irony would be so fucking hilarious if it wasn't so goddamn tragic!



You've got the fucking keys to the digital kingdom at your fingertips and you're still spending out cash for the basics? Your proxies, your antidetect software, your VPNs, the bills you pay, hell, even your Spotify subscription; why are you bleeding your own wallet dry when you've got an ocean of cards at your disposal?

Sure, for some rookie carder with shit-tier cards, trying to card these services might seem like a waste of time. Even worse, these idiots are used to their garbage cards dying after one use, so they think the cost of a quality card isn't worth it for these small purchases. But they're missing the bigger fucking picture here. For someone with cards and sufficient skill, it can be a great help to have 'personal' cards that pay for most of their costs. This ensures you maintain efficiency when doing work and only spending your earned money on things that really matter. And this approach if executed perfectly, as I will show later on the guide, will lead to actually printing you money.

Enter Appropriation: Your New Best Friend

This is where Appropriation comes in.. It's not just about stealing a card; it's about becoming the cardholder.

We're talking about taking over a high-value card and treating it like it's your own personal black Amex.
Our goal is to fly so far under the radar that the actual cardholder won't even notice you're there.
We're talking days, weeks and even months of uninterrupted access.

It's not just some random stolen card anymore. It's practically your own personal slush fund that someone else is unknowingly bankrolling.

It's like having a sugar daddy for your spending habits only this sugar daddy doesn't even know you exist.

Requirements:

Before you start thinking over the possibilities, here's what you need to pull this off:
Premium First-Hand Cards: Platinum or world cards, preferably International ones snce it gives you more room for error if a card dies. Play your cards right and you'll have an army of high-limit identities at your disposal!​
Top-Notch Antidetect Browser: Needed to isolate your digital identities. Each card gets its own!​
City-Targeted Residential Proxies: You need this to maintain a consistently low fraud score when dealing with your identities.​

Dipping Your Toes: The Art of Subtle Appropriation

Now that you've got the basics, let's start small. Like you're trying to study carding again, target low-security, low-detection sites first:
Spotify
Crunchyroll
Netflix
HBO
Disney+
Hulu
Your Favorite Pornsites 🍑𓂸
YouTube Premium

Now I can already hear some of you bitching. "This is stupid," you say, "Why don't I just pay for these?" Well, shut your trap for a second and let me break it down for you.

Using appropriated cards on these sites isn't just about getting free Netflix. Here's the deal:
If you're not a complete fuck-up these services will keep running forever. We're talking up to of uninterrupted access. Unless the cardholder is some penny-pinching freak who checks every damn transaction (and trust me, if we've picked our cards right, they're not), these small charges will fly right under the radar. You're getting all your basic needs covered without spending a single cent of your own cash. These small charges will be your training grounds for building a rock-solid credible identity that you will use to escalate to further higher spending.

Level 2: Intermediate


With the basics mastered, it's time to step into more challenging territory. The next level involves sites mostly protected by Stripe, Adyen,and Braintree payment processrs that add an extra layer of security.
The beauty of this is that each successful transaction adds trust to your identity and card's credibility. We're not just bypassing AI antifraud systems anymore, we're gaining the trust of the banks themselves by poisoning the cardholder's activity pattern to match ours.
At this level you're looking at:
Proxy services
Hosting and Domains
Antidetect software
Phone bill payments
Utility bills
Giftcards

Most sites fall into this category so caution is crucial. Trigger the fraud system and you'll find yourself blacklisted!
The key is gradual escalation. Here's a sample progression:

Day 1 Charges from a different Stripe site : $40
Day 2 Charges from a different Stripe site: $80
Day 3 Charges from a different Stripe site: $160
Day 4 Charges from a different Stripe site: $300

As you build momentum, both AI systems and bank alert systems will develop trust in your patterns dramatically increasing your credibility. This allows for exponentially larger charges while the cardholder remains clueless. Before long you're running $800-1,000 charges per day on a single card, all backed by your cultivated identity. International card comes handy here because US cards have AVS and can only be tied to a single identity (unless you have multiple cards of the same person) so your card dying means your identity is toast and you need to start again.

Combine this with multiple identities with multiple cards, and you've effectively created a sugar-daddy army fueling your operation. And instead of wasting your card trying to hit 1K from the get go, you've now essentially 'appropriated' it as your own and everybody trusts you due to the authenticity trail and credibility trail you've created.

Level 3: Veteran - Mastering the Art of Appropriation

At this stage you're no longer a rookie in appropriation. You've got the skills to crack a lot of sites, from Netflix to high-value gift cards. But even with all your skill some sites will still give you trouble. That's where our secret weapon comes in: PayPal.


PayPal is a different beast altogether. Unlike other platforms that primarily focus on your IP and fingerprint, PayPal puts most weight on your user history. This is why it's notoriously difficult to card expensive items on PayPal without aged accounts.
But the great part is that applying what we've learned so far doesn't just give you an 'aged' account, it gives you something far more valuable: an account with a history that perfectly aligns with your future purchases and builds immense credibility.

Let's take a look at the activity history of one of my many PayPal accounts for this week:


This particular account has been running smoothly for 2 months now, all using a single card, and the cardholder is still blissfully unaware. It's like having a blank check with someone else's signature. And at any given time I have multiple identity's tied to a card like this, all increasing credibility as i use them for purchases.

With PayPal, you're essentially combining the strategies from Level 1 and Level 2. Start small and gradually increase your hits to larger purchases. PayPal categorizes transactions as high-risk or low-risk. So when we say "start small", we don't mean a $25 gift card. We're talking about low-risk purchases that build credibility.

For instance:
Day 1-3: Make small donations to reputable charities ($5-$20 each)
Day 4-6: Purchase digital goods like ebooks or software licenses ($30-$50)
Day 7-10: Pay for mid-tier online services ($50-$300)
Day 10-20: Start with mid-value physical goods ($300-$800)
Day 20-forever: Mix in with large purchases ($400-$3000)

As your account builds a solid history, you can start mixing in higher-value transactions. The beauty of this approach is that it mimics natural spending patterns, making it nearly impossible for PayPal's systems to flag as suspicious while continuously building your credibility.

Remember, patience is key here. Rushing to big purchases is a surefire way to get your account locked and lose all the credibility you've built. Play the long game, and you'll have a PayPal account that's more reliable and credible than most legitimate ones.

Points to Keep in Mind: The Devil's in the Details
Never Clear Your Cookies: I know it goes against everything you've learned about staying anonymous but in this game, your cookies are your fucking lifeline. They provide you with a credibility trail especially for PayPal and Stripe. Your entire history sits not just on their servers but on your browser.
IP Quality is King: When transacting with an identity, make sure you've got a top-notch IP. A lot of residential proxies rotate and sometimes you might get stuck with a shit IP. That means your entire identity is at risk of getting burned. Don't be cheap when it cmes to your proxies. ive written a guide about residential proxies already, consult it if you're having problems.
Warm Up Your Identities: Do what I do: use some of your identities when browsing the web normally. It builds up more history and makes the identity look more human. Just remember, for fuck's sake, don't use it to interact with anything personal to you. No signing into Facebook or your own accounts.
Use Good Cards: None of what we've covered will matter if your card dies right after a single charge. So collect and look for good cards, and make sure they are first-hand. Consult my card guide if you need to.

Remember in this game, patience and attention to detail are what separate the pros from the amateurs. Treat each identity like it's your own digital alter ego and you'll be swimming in success.

Closing Thoughts

And there you have it, you've just been schooled in the fine art of appropriation and credibility building. This isn't just about stealing cards anymore it's about blending in your patterns and taking over the card so perfectly that even the most advanced systems can't tell you apart from a legit user. And it all started with subscribing to Netflix. Lmao!

Remember, what we've covered here isn't just a trick or a hack. It's a whole fucking philosophy. It's about playing the long game, building trust and creating a network of identities that are more credible than most people's real ones.
But let me be crystal clear here: this shit isn't for the impatient. It takes time and skill and a level of dedication that most people don't have and can't do. But for those of you who can pull it off? You're not just carders anymore. You're artists painting masterpieces with other people's money.

So go forth, my children. Apply what you've learned,stay paranoid and patient, and above all stay fucking creative. The digital world is your oyster buddy, and you've just been given the tools to crack it wide open.
 
Last edited:

cartwil

Basic
Joined
09.07.24
Messages
1
Reaction score
0
Points
1

💳 Carding Philosophy: Appropriation and Credibility 💳



Welcome you beautiful degenerates to my new series: Carding Philosophy. Here we're diving deep into the tricks and concepts that'll turn you from a script kiddie into a fucking maestro of carding. These tricks might not directly make you money but looking at the big picture, they'll make you a better and more well-rounded carder. Today we're tackling a concept I've cooked up called 'Appropriation' and how it builds credibility. Buckle up, homie.

The Myopia of the Confused Carder

Let me paint you a picture: Too many carders I've seen and talked to don't really understand the power they wield. They're out there punching in numbers all day, turning cvvs into gift cards and other shit they can flip for quick cash and even worse they keep getting declines left and right for being too quick too fast. But here's the weird part is that these same fuckers are paying for the cheapest tools with their own hard-earned money. It's like watching a wannabe Michelin-star chef trying to cook filet mignon at work but eat micrwoave ramen for dinner. The irony would be so fucking hilarious if it wasn't so goddamn tragic!



You've got the fucking keys to the digital kingdom at your fingertips and you're still spending out cash for the basics? Your proxies, your antidetect software, your VPNs, the bills you pay, hell, even your Spotify subscription; why are you bleeding your own wallet dry when you've got an ocean of cards at your disposal?

Sure, for some rookie carder with shit-tier cards, trying to card these services might seem like a waste of time. Even worse, these idiots are used to their garbage cards dying after one use, so they think the cost of a quality card isn't worth it for these small purchases. But they're missing the bigger fucking picture here. For someone with cards and sufficient skill, it can be a great help to have 'personal' cards that pay for most of their costs. This ensures you maintain efficiency when doing work and only spending your earned money on things that really matter. And this approach if executed perfectly, as I will show later on the guide, will lead to actually printing you money.

Enter Appropriation: Your New Best Friend

This is where Appropriation comes in.. It's not just about stealing a card; it's about becoming the cardholder.

We're talking about taking over a high-value card and treating it like it's your own personal black Amex.
Our goal is to fly so far under the radar that the actual cardholder won't even notice you're there.
We're talking days, weeks and even months of uninterrupted access.

It's not just some random stolen card anymore. It's practically your own personal slush fund that someone else is unknowingly bankrolling.



Requirements:

Before you start thinking over the possibilities, here's what you need to pull this off:
Premium First-Hand Cards: Platinum or world cards, preferably International ones snce it gives you more room for error if a card dies. Play your cards right and you'll have an army of high-limit identities at your disposal!​
Top-Notch Antidetect Browser: Needed to isolate your digital identities. Each card gets its own!​
City-Targeted Residential Proxies: You need this to maintain a consistently low fraud score when dealing with your identities.​

Dipping Your Toes: The Art of Subtle Appropriation

Now that you've got the basics, let's start small. Like you're trying to study carding again, target low-security, low-detection sites first:
Spotify
Crunchyroll
Netflix
HBO
Disney+
Hulu
Your Favorite Pornsites 🍑𓂸
YouTube Premium

Now I can already hear some of you bitching. "This is stupid," you say, "Why don't I just pay for these?" Well, shut your trap for a second and let me break it down for you.

Using appropriated cards on these sites isn't just about getting free Netflix. Here's the deal:
If you're not a complete fuck-up these services will keep running forever. We're talking up to of uninterrupted access. Unless the cardholder is some penny-pinching freak who checks every damn transaction (and trust me, if we've picked our cards right, they're not), these small charges will fly right under the radar. You're getting all your basic needs covered without spending a single cent of your own cash. These small charges will be your training grounds for building a rock-solid credible identity that you will use to escalate to further higher spending.

Level 2: Intermediate


With the basics mastered, it's time to step into more challenging territory. The next level involves sites mostly protected by Stripe, Adyen,and Braintree payment processrs that add an extra layer of security.
The beauty of this is that each successful transaction adds trust to your identity and card's credibility. We're not just bypassing AI antifraud systems anymore, we're gaining the trust of the banks themselves by poisoning the cardholder's activity pattern to match ours.
At this level you're looking at:
Proxy services
Hosting and Domains
Antidetect software
Phone bill payments
Utility bills
Giftcards

Most sites fall into this category so caution is crucial. Trigger the fraud system and you'll find yourself blacklisted!
The key is gradual escalation. Here's a sample progression:

Day 1 Charges from a different Stripe site : $40
Day 2 Charges from a different Stripe site: $80
Day 3 Charges from a different Stripe site: $160
Day 4 Charges from a different Stripe site: $300

As you build momentum, both AI systems and bank alert systems will develop trust in your patterns dramatically increasing your credibility. This allows for exponentially larger charges while the cardholder remains clueless. Before long you're running $800-1,000 charges per day on a single card, all backed by your cultivated identity. International card comes handy here because US cards have AVS and can only be tied to a single identity (unless you have multiple cards of the same person) so your card dying means your identity is toast and you need to start again.

Combine this with multiple identities with multiple cards, and you've effectively created a sugar-daddy army fueling your operation. And instead of wasting your card trying to hit 1K from the get go, you've now essentially 'appropriated' it as your own and everybody trusts you due to the authenticity trail and credibility trail you've created.

Level 3: Veteran - Mastering the Art of Appropriation

At this stage you're no longer a rookie in appropriation. You've got the skills to crack a lot of sites, from Netflix to high-value gift cards. But even with all your skill some sites will still give you trouble. That's where our secret weapon comes in: PayPal.


PayPal is a different beast altogether. Unlike other platforms that primarily focus on your IP and fingerprint, PayPal puts most weight on your user history. This is why it's notoriously difficult to card expensive items on PayPal without aged accounts.
But the great part is that applying what we've learned so far doesn't just give you an 'aged' account, it gives you something far more valuable: an account with a history that perfectly aligns with your future purchases and builds immense credibility.

Let's take a look at the activity history of one of my many PayPal accounts for this week:


This particular account has been running smoothly for 2 months now, all using a single card, and the cardholder is still blissfully unaware. It's like having a blank check with someone else's signature. And at any given time I have multiple identity's tied to a card like this, all increasing credibility as i use them for purchases.

With PayPal, you're essentially combining the strategies from Level 1 and Level 2. Start small and gradually increase your hits to larger purchases. PayPal categorizes transactions as high-risk or low-risk. So when we say "start small", we don't mean a $25 gift card. We're talking about low-risk purchases that build credibility.

For instance:
Day 1-3: Make small donations to reputable charities ($5-$20 each)
Day 4-6: Purchase digital goods like ebooks or software licenses ($30-$50)
Day 7-10: Pay for mid-tier online services ($50-$300)
Day 10-20: Start with mid-value physical goods ($300-$800)
Day 20-forever: Mix in with large purchases ($400-$3000)

As your account builds a solid history, you can start mixing in higher-value transactions. The beauty of this approach is that it mimics natural spending patterns, making it nearly impossible for PayPal's systems to flag as suspicious while continuously building your credibility.

Remember, patience is key here. Rushing to big purchases is a surefire way to get your account locked and lose all the credibility you've built. Play the long game, and you'll have a PayPal account that's more reliable and credible than most legitimate ones.

Points to Keep in Mind: The Devil's in the Details
Never Clear Your Cookies: I know it goes against everything you've learned about staying anonymous but in this game, your cookies are your fucking lifeline. They provide you with a credibility trail especially for PayPal and Stripe. Your entire history sits not just on their servers but on your browser.
IP Quality is King: When transacting with an identity, make sure you've got a top-notch IP. A lot of residential proxies rotate and sometimes you might get stuck with a shit IP. That means your entire identity is at risk of getting burned. Don't be cheap when it cmes to your proxies. ive written a guide about residential proxies already, consult it if you're having problems.
Warm Up Your Identities: Do what I do: use some of your identities when browsing the web normally. It builds up more history and makes the identity look more human. Just remember, for fuck's sake, don't use it to interact with anything personal to you. No signing into Facebook or your own accounts.
Use Good Cards: None of what we've covered will matter if your card dies right after a single charge. So collect and look for good cards, and make sure they are first-hand. Consult my card guide if you need to.

Remember in this game, patience and attention to detail are what separate the pros from the amateurs. Treat each identity like it's your own digital alter ego and you'll be swimming in success.

Closing Thoughts

And there you have it, you've just been schooled in the fine art of appropriation and credibility building. This isn't just about stealing cards anymore it's about blending in your patterns and taking over the card so perfectly that even the most advanced systems can't tell you apart from a legit user. And it all started with subscribing to Netflix. Lmao!

Remember, what we've covered here isn't just a trick or a hack. It's a whole fucking philosophy. It's about playing the long game, building trust and creating a network of identities that are more credible than most people's real ones.
But let me be crystal clear here: this shit isn't for the impatient. It takes time and skill and a level of dedication that most people don't have and can't do. But for those of you who can pull it off? You're not just carders anymore. You're artists painting masterpieces with other people's money.

So go forth, my children. Apply what you've learned,stay paranoid and patient, and above all stay fucking creative. The digital world is your oyster buddy, and you've just been given the tools to crack it wide open.
I love this
 

cashbusy

Supreme
Joined
15.11.23
Messages
12
Reaction score
5
Points
3
Thank you, Sir. You're an artist. Can I contact your TG?
 

Xeiflan

Carding Novice
Joined
22.09.23
Messages
9
Reaction score
0
Points
1
Hello d0ctrine, I wanted to thank you for your posts, I have learned a lot thanks to them, please do not stop teaching ❤️.
 

d0ctrine

Fraud Daddy
Elite
Supreme
Joined
26.12.23
Messages
199
Reaction score
2,254
Points
93
Thanks a lot for your kind words people! Don't worry, I have more guides in the chamber.
 

ank

Supreme
Joined
17.06.24
Messages
11
Reaction score
8
Points
3
eyeopening, thanks for your post!
 

dkpk117

⋆。゚☁︎。⋆。 ゚☾ ゚。⋆
Supreme
Joined
04.03.22
Messages
159
Reaction score
140
Points
43
Very informative topic and great work.
 

joker24

Active Carder
Joined
08.05.23
Messages
33
Reaction score
26
Points
18
Thanks a lot for your kind words people! Don't worry, I have more guides in the chamber.
I can't wait for the enroll one ig you'll post it soon enough thanks for the knowledge this right here and thanks for sharing this priceless when implement correctly !
 

vellidon1

Basic
Joined
11.07.24
Messages
40
Reaction score
4
Points
8

💳 Carding Philosophy: Appropriation and Credibility 💳



Welcome you beautiful degenerates to my new series: Carding Philosophy. Here we're diving deep into the tricks and concepts that'll turn you from a script kiddie into a fucking maestro of carding. These tricks might not directly make you money but looking at the big picture, they'll make you a better and more well-rounded carder. Today we're tackling a concept I've cooked up called 'Appropriation' and how it builds credibility. Buckle up, homie.

The Myopia of the Confused Carder

Let me paint you a picture: Too many carders I've seen and talked to don't really understand the power they wield. They're out there punching in numbers all day, turning cvvs into gift cards and other shit they can flip for quick cash and even worse they keep getting declines left and right for being too quick too fast. But here's the weird part is that these same fuckers are paying for the cheapest tools with their own hard-earned money. It's like watching a wannabe Michelin-star chef trying to cook filet mignon at work but eat micrwoave ramen for dinner. The irony would be so fucking hilarious if it wasn't so goddamn tragic!



You've got the fucking keys to the digital kingdom at your fingertips and you're still spending out cash for the basics? Your proxies, your antidetect software, your VPNs, the bills you pay, hell, even your Spotify subscription; why are you bleeding your own wallet dry when you've got an ocean of cards at your disposal?

Sure, for some rookie carder with shit-tier cards, trying to card these services might seem like a waste of time. Even worse, these idiots are used to their garbage cards dying after one use, so they think the cost of a quality card isn't worth it for these small purchases. But they're missing the bigger fucking picture here. For someone with cards and sufficient skill, it can be a great help to have 'personal' cards that pay for most of their costs. This ensures you maintain efficiency when doing work and only spending your earned money on things that really matter. And this approach if executed perfectly, as I will show later on the guide, will lead to actually printing you money.

Enter Appropriation: Your New Best Friend

This is where Appropriation comes in.. It's not just about stealing a card; it's about becoming the cardholder.

We're talking about taking over a high-value card and treating it like it's your own personal black Amex.
Our goal is to fly so far under the radar that the actual cardholder won't even notice you're there.
We're talking days, weeks and even months of uninterrupted access.

It's not just some random stolen card anymore. It's practically your own personal slush fund that someone else is unknowingly bankrolling.



Requirements:

Before you start thinking over the possibilities, here's what you need to pull this off:
Premium First-Hand Cards: Platinum or world cards, preferably International ones snce it gives you more room for error if a card dies. Play your cards right and you'll have an army of high-limit identities at your disposal!​
Top-Notch Antidetect Browser: Needed to isolate your digital identities. Each card gets its own!​
City-Targeted Residential Proxies: You need this to maintain a consistently low fraud score when dealing with your identities.​

Dipping Your Toes: The Art of Subtle Appropriation

Now that you've got the basics, let's start small. Like you're trying to study carding again, target low-security, low-detection sites first:
Spotify
Crunchyroll
Netflix
HBO
Disney+
Hulu
Your Favorite Pornsites 🍑𓂸
YouTube Premium

Now I can already hear some of you bitching. "This is stupid," you say, "Why don't I just pay for these?" Well, shut your trap for a second and let me break it down for you.

Using appropriated cards on these sites isn't just about getting free Netflix. Here's the deal:
If you're not a complete fuck-up these services will keep running forever. We're talking up to of uninterrupted access. Unless the cardholder is some penny-pinching freak who checks every damn transaction (and trust me, if we've picked our cards right, they're not), these small charges will fly right under the radar. You're getting all your basic needs covered without spending a single cent of your own cash. These small charges will be your training grounds for building a rock-solid credible identity that you will use to escalate to further higher spending.

Level 2: Intermediate


With the basics mastered, it's time to step into more challenging territory. The next level involves sites mostly protected by Stripe, Adyen,and Braintree payment processrs that add an extra layer of security.
The beauty of this is that each successful transaction adds trust to your identity and card's credibility. We're not just bypassing AI antifraud systems anymore, we're gaining the trust of the banks themselves by poisoning the cardholder's activity pattern to match ours.
At this level you're looking at:
Proxy services
Hosting and Domains
Antidetect software
Phone bill payments
Utility bills
Giftcards

Most sites fall into this category so caution is crucial. Trigger the fraud system and you'll find yourself blacklisted!
The key is gradual escalation. Here's a sample progression:

Day 1 Charges from a different Stripe site : $40
Day 2 Charges from a different Stripe site: $80
Day 3 Charges from a different Stripe site: $160
Day 4 Charges from a different Stripe site: $300

As you build momentum, both AI systems and bank alert systems will develop trust in your patterns dramatically increasing your credibility. This allows for exponentially larger charges while the cardholder remains clueless. Before long you're running $800-1,000 charges per day on a single card, all backed by your cultivated identity. International card comes handy here because US cards have AVS and can only be tied to a single identity (unless you have multiple cards of the same person) so your card dying means your identity is toast and you need to start again.

Combine this with multiple identities with multiple cards, and you've effectively created a sugar-daddy army fueling your operation. And instead of wasting your card trying to hit 1K from the get go, you've now essentially 'appropriated' it as your own and everybody trusts you due to the authenticity trail and credibility trail you've created.

Level 3: Veteran - Mastering the Art of Appropriation

At this stage you're no longer a rookie in appropriation. You've got the skills to crack a lot of sites, from Netflix to high-value gift cards. But even with all your skill some sites will still give you trouble. That's where our secret weapon comes in: PayPal.


PayPal is a different beast altogether. Unlike other platforms that primarily focus on your IP and fingerprint, PayPal puts most weight on your user history. This is why it's notoriously difficult to card expensive items on PayPal without aged accounts.
But the great part is that applying what we've learned so far doesn't just give you an 'aged' account, it gives you something far more valuable: an account with a history that perfectly aligns with your future purchases and builds immense credibility.

Let's take a look at the activity history of one of my many PayPal accounts for this week:


This particular account has been running smoothly for 2 months now, all using a single card, and the cardholder is still blissfully unaware. It's like having a blank check with someone else's signature. And at any given time I have multiple identity's tied to a card like this, all increasing credibility as i use them for purchases.

With PayPal, you're essentially combining the strategies from Level 1 and Level 2. Start small and gradually increase your hits to larger purchases. PayPal categorizes transactions as high-risk or low-risk. So when we say "start small", we don't mean a $25 gift card. We're talking about low-risk purchases that build credibility.

For instance:
Day 1-3: Make small donations to reputable charities ($5-$20 each)
Day 4-6: Purchase digital goods like ebooks or software licenses ($30-$50)
Day 7-10: Pay for mid-tier online services ($50-$300)
Day 10-20: Start with mid-value physical goods ($300-$800)
Day 20-forever: Mix in with large purchases ($400-$3000)

As your account builds a solid history, you can start mixing in higher-value transactions. The beauty of this approach is that it mimics natural spending patterns, making it nearly impossible for PayPal's systems to flag as suspicious while continuously building your credibility.

Remember, patience is key here. Rushing to big purchases is a surefire way to get your account locked and lose all the credibility you've built. Play the long game, and you'll have a PayPal account that's more reliable and credible than most legitimate ones.

Points to Keep in Mind: The Devil's in the Details
Never Clear Your Cookies: I know it goes against everything you've learned about staying anonymous but in this game, your cookies are your fucking lifeline. They provide you with a credibility trail especially for PayPal and Stripe. Your entire history sits not just on their servers but on your browser.
IP Quality is King: When transacting with an identity, make sure you've got a top-notch IP. A lot of residential proxies rotate and sometimes you might get stuck with a shit IP. That means your entire identity is at risk of getting burned. Don't be cheap when it cmes to your proxies. ive written a guide about residential proxies already, consult it if you're having problems.
Warm Up Your Identities: Do what I do: use some of your identities when browsing the web normally. It builds up more history and makes the identity look more human. Just remember, for fuck's sake, don't use it to interact with anything personal to you. No signing into Facebook or your own accounts.
Use Good Cards: None of what we've covered will matter if your card dies right after a single charge. So collect and look for good cards, and make sure they are first-hand. Consult my card guide if you need to.

Remember in this game, patience and attention to detail are what separate the pros from the amateurs. Treat each identity like it's your own digital alter ego and you'll be swimming in success.

Closing Thoughts

And there you have it, you've just been schooled in the fine art of appropriation and credibility building. This isn't just about stealing cards anymore it's about blending in your patterns and taking over the card so perfectly that even the most advanced systems can't tell you apart from a legit user. And it all started with subscribing to Netflix. Lmao!

Remember, what we've covered here isn't just a trick or a hack. It's a whole fucking philosophy. It's about playing the long game, building trust and creating a network of identities that are more credible than most people's real ones.
But let me be crystal clear here: this shit isn't for the impatient. It takes time and skill and a level of dedication that most people don't have and can't do. But for those of you who can pull it off? You're not just carders anymore. You're artists painting masterpieces with other people's money.

So go forth, my children. Apply what you've learned,stay paranoid and patient, and above all stay fucking creative. The digital world is your oyster buddy, and you've just been given the tools to crack it wide open.
Where’s the guide on residential proxies? Which residential proxy provider is the best in your experience?
 

d0ctrine

Fraud Daddy
Elite
Supreme
Joined
26.12.23
Messages
199
Reaction score
2,254
Points
93
Where’s the guide on residential proxies? Which residential proxy provider is the best in your experience?

Here:

 

colombo

Banned
Basic
Joined
27.02.22
Messages
10
Reaction score
3
Points
8
CASHOUT SERVICES IN THE PHILIPPINES
We are pleased to inform you that we can now facilitate cashouts for money transfers in the Philippines, including both wire transfers and remittances. We are currently looking for loaders who can load any banks in the Philippines. Our team is ready and equipped to cash out these transfers efficiently.


Here are some popular remittance services that offer cash-out options in the Philippines:

Western Union
MoneyGram
Cebuana Lhuillier
Palawan Pawnshop
LBC Express
M Lhuillier
RD Pawnshop
Transfast
WorldRemit
Xoom (a PayPal service)
GCash (via partners like Western Union)
Smart Padala
BDO Remit
Metrobank Remittance
PNB Remittance
Contact us on Telegram
@alyssaalano
 

d0ctrine

Fraud Daddy
Elite
Supreme
Joined
26.12.23
Messages
199
Reaction score
2,254
Points
93
CASHOUT SERVICES IN THE PHILIPPINES
We are pleased to inform you that we can now facilitate cashouts for money transfers in the Philippines, including both wire transfers and remittances. We are currently looking for loaders who can load any banks in the Philippines. Our team is ready and equipped to cash out these transfers efficiently.


Here are some popular remittance services that offer cash-out options in the Philippines:

Western Union
MoneyGram
Cebuana Lhuillier
Palawan Pawnshop
LBC Express
M Lhuillier
RD Pawnshop
Transfast
WorldRemit
Xoom (a PayPal service)
GCash (via partners like Western Union)
Smart Padala
BDO Remit
Metrobank Remittance
PNB Remittance
Contact us on Telegram
@alyssaalano

Please don't spam on my threads, thanks.
 

171717E

Carding Novice
Joined
18.10.24
Messages
11
Reaction score
0
Points
1
Hi great post! Just out of question, I saw ur The iPhone post on the other forum, is it possible to use the Level 3: Veteran method on Apple pay as well, to build credibility, eventually being able to pay in higher ballances, because I had a phone with multiple victims card on the phone from uk but I found it struggleing to do any large purchases it offten get's declined. Is it because of low credibility or is it just how apple pay works like that ?
 
Top Bottom