Help needed on effective date on EMV

[captaincad123]

I had bought a UK dump which is Monzo, im having a problem with its effective date on emv, expiry date is 07/28, on other dumps the effective date is usually set 4 years back, but i dont know about monzo, that would mean its effective date would be 07/24, it dont make sense as this is few months away from today, can anyone please shed some light here, trying to create an IST file, is mozo set alot longer then that??

 

[SCS123]

Where you buy the dump from?