Your the bestIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
Maybe workIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
TyMaybe work
ThxIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
thxIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
Nice guide wish u all the bestIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
65959595In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
你可以通过每天访问你想购买商品的网站来增加账户的使用时间并使其热身。创建账户后,花几个小时阅读评论,将商品添加到愿望清单,然后退出账户,重复同样的操作几天,直到你建立起一定的信任。如果可能的话,你也可以进行5到10美元的小额交易,但在此之前,一定要对受害者的邮箱进行群发或轰炸式攻击,以免受害者看到你的交易记录。几天后,你可以尝试进行大额购买,但在此之前,请观看YouTube视频、访问Facebook、订阅新闻简报、浏览你真正想购买的商品,观看视频并阅读相关评论等。
垃圾桶类型
1. VBV(Visa 验证)是指已实施 3ds 的箱子。
2.非VBV(未经Visa验证)此箱是未安装3DS(三域安全)安全保护的箱的总称。
它们可以分为以下几类:
1. 100% 非 VBV bin – 无需任何 3DS 验证即可在全球范围内使用的 bin,
无论金额多少。然而,这并不意味着与该卡关联的信用卡可以在每家商店使用,因为可能存在其他限制,例如持卡人禁令、银行禁令或 IP 禁令。
这些箱子通常来自美国和 MIX 类别。
2. 50/50 非 VBV 箱 – 无需 3DS 验证几次即可工作的箱,
取决于持有人的银行设置、金额和IP。
这些通常也来自美国和混合类别
3. LinkCC 非 VBV 验证箱 – 指与服务(例如披萨外卖、租车、出租车或其他在线服务)关联后,以非 VBV 方式运行的验证箱。如果银行最初未收取任何费用,则该验证箱将变为非 VBV 验证箱。关联后,信用卡可以在许多地方无需 3DS 验证即可使用,因为系统会假定该卡已通过验证。
Linkcc 非 VBV 箱通常来自 US 和 MIX 类别。
4. RealCC 非 VBV 箱 – 仅在特定结算平台或商店中以非 VBV 形式运行的箱。平台包括 Adyen、Ogone、Stripe、Shopify 等。Realcc 非 VBV 箱包括
通常来自美国和混合类别。
6. 100% 自动 VBV 音效盒 – 功能与常规 3DS 音效盒相同,但并非如此,通常来自 US 音效盒或某些 MIX 音效盒。这些是最常见的非 VBV 音效盒类型。
注意:在缺乏相关知识或准备的情况下尝试使用垃圾桶可能会失败。此外,请注意,美国、加拿大、澳大利亚、欧盟和英国地区的垃圾桶通常需要 AVS(地址验证系统)保护,这意味着您必须提供相关信息,例如邮政编码、地址和全名。如果没有这些信息,垃圾桶将无法使用。
如何获取非 VBV BINS 或可以跳过 3DS 的 BINS 的技巧?我主要使用两种常用方法来测试BIN是否为非VBV。
*** 隐藏文本:无法引用。***
总结与结论:
与当地银行打交道,因为大银行(如 Boa、Chase 等)通常具有高安全箱,并且大多数不适合 Visa 购买警报。
一旦找到合适的BIN,就从同一家银行获取所有类似品牌和级别的BIN,并尝试一下。随着时间的推移,你会建立自己的一套BIN或BIN列表,这样你就能更容易地发现有潜力的BIN。
库存清单随处可见,请勿付费购买。有时,会有一些新发现的或目前针对特定服务的热门库存。如果有人发现这样的库存,他们很可能会私藏或只告诉亲密的朋友,以免库存迅速耗尽或无法使用。如果有人出售合法的库存,您应该自行承担购买风险。
学习正确的方法需要勇气。没有人天生就是专家。总是需要不断尝试和犯错,最终积累经验。我的建议是,深入挖掘。做一些研究,观察。
一切顺利!
In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold: Thẻ cao cấp được mọi người trên thế giới sử dụng. Với hạn mức chi tiêu cao hơn và sức mua lớn hơn, thẻ Visa Gold là lựa chọn của người tiêu dùng muốn nhiều hơn từ thẻ của họ. Hạn mức trung bình của loại thẻ này là 3000 đô la
3. Platinum: Platinum là một trong những thẻ tốt nhất. Giới hạn trung bình có thể vào khoảng $8000.
4. Kinh doanh: Mức giới hạn rất cao, thường vào khoảng 15.000 đô la
5. Corporate: Được sử dụng bởi các công ty lớn. Giới hạn thường vào khoảng 15.000 đô la.
6. Signature: Thẻ tốt thứ 2. Tôi đã nhận được nhiều thẻ signature với giới hạn là 30.000 đô la
7. Premier: Giống như Signature. Giới hạn thường là 30.000 đô la.
Vô hạn: Đây là lá bài tuyệt vời nhất. Tuy nhiên, rất khó để tìm thấy. Nếu bạn có thể sở hữu một trong những lá bài này, bạn thật may mắn. Thường thì không có giới hạn nào cho những lá bài như vậy.
" Điều quan trọng cần lưu ý là tất cả những con số này có thể thay đổi tùy thuộc vào điểm tín dụng, lịch sử và thói quen chi tiêu của người đó ."
Vậy bây giờ, chúng ta biết thông tin mà Bin có thể cho chúng ta biết. Giả sử bạn chọn một thùng ngẫu nhiên, bạn có thể kiểm tra trên Bincodes.com hoặc Binlist.net , hoặc bất kỳ trang web kiểm tra thùng nào, bạn sẽ nhận được tất cả thông tin cần thiết từ nhãn hiệu thẻ, Ngân hàng phát hành, Quốc gia, Loại thẻ, Cấp độ thẻ và đôi khi là thông tin liên hệ của Bên phát hành.
Bây giờ chúng ta hãy xem một số thùng rác ngẫu nhiên mà tôi sẽ liệt kê và cung cấp thông tin hoặc chi tiết về chúng
Chúng tôi sẽ chọn ngẫu nhiên một số câu hỏi sau:
1. BIN: 371334
View attachment 51629
2. BIN: 444607
View attachment 51630
3. BIN: 517546
View attachment 51631
4. BIN: 601100
View attachment 51632
Bây giờ chúng ta đã thấy chi tiết về từng mã số nhận dạng Ngân hàng . Vì vậy, Bin có thể cung cấp cho chúng ta tất cả thông tin ở trên. Một số thậm chí còn liệt kê trang web và địa chỉ liên hệ của Người phát hành , một số khác thì không được liệt kê.
CHÚNG TA CÓ THỂ LẤY THÙNG RÁC NHƯ THẾ NÀO?
Thùng rác được đưa đến hàng ngày, chúng ta có thể lấy thùng rác từ Dumps, diễn đàn hoặc bạn có thể tự tạo thùng rác cho riêng mình.
Tôi biết bạn sẽ thắc mắc và hỏi làm sao có thể tạo ra bộ thùng riêng của mình? Tôi sẽ hướng dẫn bạn. (Đây là phương pháp đã có từ lâu và tôi đã sử dụng trong nhiều năm nay và nó vẫn hiệu quả.)
Hôm nay tôi sẽ dạy bạn.
Bây giờ chúng ta hãy đi thôi ....
*** Văn bản ẩn: không thể trích dẫn. ***
LÀM SAO TÔI BIẾT THÙNG RÁC NÀY CÓ ĐÁNG MUA KHÔNG?
Được rồi, chúng ta hãy nói về một điều ở đây. Mặc dù có những thùng rác hoạt động trên một số trang web cụ thể trong một thời gian, nhưng không có gì giống như thùng rác cụ thể hoặc đặc biệt. Chúng ta có thể có một thùng rác hoạt động cho một số trang web cụ thể nhưng không phải lúc nào cũng tồn tại lâu dài . Bởi vì, ai đó có thể sử dụng một thùng rác hoạt động trên một trang web cụ thể trong một thời gian và sau một lúc sau khi bạn cố gắng mua một mặt hàng bằng cùng một thùng rác trên cùng một trang web, nó sẽ không hoạt động . Lý do? Các ngân hàng và cửa hàng luôn cập nhật hệ thống thanh toán và hệ thống chống gian lận của họ . Vì vậy, đối với tôi, Thùng rác không phải là thứ bạn nên thư giãn, bạn nên tập trung vào cách xử lý trang web cụ thể này. "Đó là lý do tại sao "RECON" rất quan trọng trước khi bước vào bất kỳ trang web nào."
Một điều nữa là, mọi người nói rằng họ đang bán thẻ hoặc thùng không phải vbv. Hãy lưu ý điều này, Cách duy nhất để tìm ra xem bin hoặc cc có phải là không phải vbv hay không là thử mua một mặt hàng bằng thẻ và nếu nó bỏ qua xác minh 3ds, thì đó là lúc bạn có thể xác nhận nó không phải vbv . Bởi vì ai đó có thể sử dụng thùng đó để bỏ qua 3d nhưng bạn có thể không thể bỏ qua bằng cùng một thùng do tính bảo mật của cửa hàng hoặc ngân hàng.
Hãy suy nghĩ về điều này một cách hợp lý. Hãy tưởng tượng bạn nói rằng bạn cần một "khẩu súng" cụ thể để giết một người. Điều đó hoàn toàn vô lý. Những người sở hữu thẻ này có thể chỉ sử dụng thẻ của họ mà không gặp vấn đề gì khi mua bất cứ thứ gì trực tuyến. Nhiều yếu tố quan trọng khi thực hiện thanh toán bằng thẻ , vì họ có hệ thống chống gian lận tích hợp sẵn của riêng họ. Thường có hai loại chống gian lận được triển khai mà tôi biết,
1. Trí tuệ nhân tạo
2. Hướng dẫn sử dụng
Hệ thống chống gian lận nhìn chung trông như thế nào!
Quá trình tìm kiếm PCI DSS (TIÊU CHUẨN BẢO MẬT DỮ LIỆU CHO NGÀNH CÔNG NGHIỆP THẺ THANH TOÁN) là một quá trình thử và sai đơn giản, một số dấu vân tay thiết bị mà họ tìm kiếm bao gồm;
1. Múi giờ
2. Dữ liệu trình duyệt
3. Cookie nó nhớ lại (những gì bạn đã làm trên một trang web)
4. GPU/CPU thật hoặc giả
5. Canvas và WebGL
6. Điểm rủi ro
7. Nhấp chuột
8. Dấu vân tay trình duyệt
9. Hệ điều hành
10. IP (Thực hoặc proxy), Fraudscore
11. Tác nhân người dùng
12. Tuổi của email
13. Sao chép dán
14. Phông chữ và Ngôn ngữ trình duyệt ext.
Bạn có thể kiểm tra điều này trên threatmatrix (Google hoặc YouTube)
Braintree , ủy quyền , Stripe , v.v.
Tất cả đều có PCI chuẩn, sau khi phân tích, sẽ cung cấp cho bạn ý tưởng khá hay về những gì hệ thống tìm kiếm và phân loại là "có thể là gian lận". Một số dữ liệu về thiết bị, trình duyệt và kết nối được thu thập để xác minh giao dịch của bộ xử lý lên đến hàng trăm, đặc biệt là Amazon, PayPal và Skrill, v.v.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
Bạn có thể làm mới và làm nóng tài khoản bằng cách truy cập trang web mà bạn đang cố gắng mua hàng mỗi ngày. Sau khi tạo tài khoản, hãy dành một vài giờ để Đọc các bài đánh giá, thêm những thứ vào danh sách mong muốn, đăng xuất và làm tương tự trong vài ngày cho đến khi bạn xây dựng được một số lòng tin. Nếu có thể, bạn cũng có thể thực hiện giao dịch nhỏ như từ 5 đến 10 đô la nhưng trước đó, hãy đảm bảo rằng bạn làm ngập hoặc ném bom email của nạn nhân để tránh nạn nhân nhìn thấy giao dịch. Trong vài ngày, bạn có thể thử thực hiện giao dịch mua lớn nhưng trước đó hãy xem video trên YouTube, vào Facebook, Đăng ký nhận bản tin , thử duyệt những gì bạn thực sự muốn mua hàng và xem video cũng như đọc các bài đánh giá liên quan đến giao dịch đó, v.v.
CÁC LOẠI THÙNG RÁC
1. VBV (Đã xác minh bởi Visa): là thuật ngữ dùng để chỉ các thùng chứa đã triển khai 3ds.
2. Không phải VBV (Không được Visa xác minh): đây là thuật ngữ chung để chỉ các thùng rác không được cài đặt chế độ bảo mật 3DS (Bảo mật ba miền).
Chúng có thể được phân loại như sau:
1. Thùng rác 100% không phải VBV – thùng rác có thể hoạt động trên toàn thế giới mà không cần bất kỳ xác minh 3DS nào,
bất kể số tiền là bao nhiêu. Tuy nhiên, điều này không có nghĩa là thẻ tín dụng liên kết với thùng đó sẽ có hiệu lực ở mọi cửa hàng, vì có thể có những hạn chế khác, chẳng hạn như lệnh cấm chủ sở hữu, lệnh cấm ngân hàng hoặc lệnh cấm IP.
Những thùng rác này thường thuộc danh mục MIX và của Hoa Kỳ.
2. Thùng rác không phải VBV 50/50 – thùng rác hoạt động mà không cần xác minh 3DS một vài lần,
tùy thuộc vào cài đặt ngân hàng, số tiền và IP của người nắm giữ.
Những thứ này thường đến từ các danh mục của Hoa Kỳ và MIX
3. LinkCC non-VBV bin – một bin hoạt động như non-VBV khi được liên kết với một dịch vụ, như giao pizza, thuê xe, taxi hoặc các dịch vụ trực tuyến khác. Bin trở thành non-VBV khi ngân hàng không tính bất kỳ khoản tiền nào ban đầu. Sau khi được liên kết, thẻ tín dụng có thể được sử dụng mà không cần 3DS ở nhiều nơi vì hệ thống cho rằng nó đã được xác minh.
Các thùng chứa không phải VBV của Linkcc thường thuộc danh mục US và MIX.
4. RealCC non-VBV bin – một bin chỉ hoạt động như non-VBV trong các nền tảng thanh toán hoặc cửa hàng cụ thể. Các nền tảng có thể bao gồm Adyen, Ogone, Stripe, Shopify và các nền tảng khác. Realcc non-VBV bin là
thường là từ danh mục US và MIX.
6. Thùng 100% tự động VBV – thùng có chức năng như thùng 3DS thông thường nhưng không phải, thường là từ thùng US hoặc một số thùng MIX. Đây là những loại thùng không phải VBV phổ biến nhất.
Lưu ý : Việc cố gắng sử dụng thùng rác mà không có kiến thức hoặc chuẩn bị phù hợp có thể sẽ không thành công. Ngoài ra, hãy nhớ rằng các thùng rác ở các khu vực Hoa Kỳ, CA, AU, EU và Vương quốc Anh thường yêu cầu bảo vệ AVS (Hệ thống xác minh địa chỉ), nghĩa là bạn phải cung cấp thông tin có liên quan như ZIP, địa chỉ và họ tên đầy đủ. Nếu không có thông tin này, thùng rác sẽ không hoạt động.
MẸO ĐỂ CÓ ĐƯỢC THÙNG KHÔNG CÓ VBV HOẶC THÙNG CÓ THỂ BỎ QUA 3DS?Có hai cách phổ biến mà tôi chủ yếu sử dụng để kiểm tra xem BIN có phải là VBV hay không.
*** Văn bản ẩn: không thể trích dẫn. ***
TÓM TẮT & KẾT LUẬN :
Giao dịch với các ngân hàng địa phương vì các ngân hàng lớn (như Boa, Chase, v.v.) thường có thùng bảo mật cao và hầu hết đều không phù hợp với cảnh báo mua hàng bằng Visa.
Khi bạn đã tìm thấy một BIN phù hợp, hãy lấy tất cả các BIN có cùng thương hiệu và cấp độ từ cùng một ngân hàng và thử chúng. Theo thời gian, bạn sẽ xây dựng được bộ bin hoặc danh sách BIN của riêng mình và bạn sẽ dễ dàng phát hiện ra một BIN có tiềm năng hơn.
Danh sách thùng rác có sẵn rộng rãi, đừng trả tiền cho chúng. Đôi khi, sẽ có một thùng rác mới được phát hiện hoặc đang được săn đón ngay lúc này cho một dịch vụ cụ thể. Nếu ai đó phát hiện ra một thùng rác như thế này, họ có thể sẽ giữ nó cho riêng mình hoặc chỉ nói với bạn bè thân thiết để hàng tồn kho không nhanh chóng cạn kiệt/không còn hoạt động nữa. Nếu ai đó đang bán một thùng rác hợp pháp, bạn nên tự chịu rủi ro khi mua nó .
Học đúng cách đi kèm với sự liều lĩnh. Không ai sinh ra đã là chuyên gia . Luôn luôn là thử nghiệm và sai sót, dẫn đến kinh nghiệm. Lời khuyên của tôi là hãy đào sâu. Hãy nghiên cứu, quan sát.
TẤT CẢ CÁC ĐIỀU TỐT NHẤT
ubcIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
Nice oneIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
tyIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
Stay tuned!In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
*** Hidden text: cannot be quoted. ***
HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!
LovelyIn this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.
So let's wrap up quickly.
PARTS OF A CREDIT/DEBIT CARDIn front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.
At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.
WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,
Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.
347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.
Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.
The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,
1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite ect ...
1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.
2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000
3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.
4. Business : Very high limits, often around $15,000
5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.
6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000
7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.
"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."
So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.
Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :
1. BIN : 371334
View attachment 51629
2. BIN : 444607
View attachment 51630
3. BIN : 517546
View attachment 51631
4. BIN : 601100
View attachment 51632
Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.
HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.
I know you will be wondering and asking how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.
Now let's go ....
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HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."
Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.
Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,
1. Artificial intelligence
2. Manual
What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.
You can check about this on threatmatrix (Google or YouTube)
Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.
In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")
Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.
2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.
Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)
The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.
Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)
That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.
You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.
TYPES OF BINS
1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.
2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.
They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.
2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories
3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.
4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.
6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.
Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.
TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?There are two common ways I mainly use to test if BIN is non VBV.
*** Hidden text: cannot be quoted. ***
SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.
Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.
Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.
Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.
ALL THE BEST!