Carding ACCOUNT TAKE OVER FRAUD (ATO)

[YaromGaming]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

thanks

 

[felipe789]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

?

 

[gonovan7078]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

Ggg

 

[just2slick]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

ty

 

[Carder777]

ty

 

[Recarded]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

Thanks

 

[hjjnoanigga]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

hujn

 

[killerkyle]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD

 

[killerkyle]

quality

 

[Fraudalert665]

Ty

 

[Gabethc23]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

Thanks

 

[Idk333]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

*** Hidden text: cannot be quoted. ***

.

TRICKS & EXTRA TIPS​

*** Hidden text: cannot be quoted. ***



CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

OK

 

[wopicq]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
fraudster poses as a genuine customer, gains complete control of an account and then makes thousands of dollars in unauthorized transactions, sometimes even maxing out the account and clearing out all the funds available. Lucky for you, I am
an expert in ATOing accounts and today I will teach you everything there is to know about this fraud technique.

Now this is where things start to get really interesting, and where the big money lies in. You ever wanted to card thousands of dollars’ worth of electronics and resell them for a quick, big profit? With this method this is completely possible, however that doesn’t necessarily mean it is easy.

To even attempt an "ATO", you will need to understand a couple of things. First of all, is "NEVER" use CVV checkers that charge cards. This will burn cards instantly. personally i recommend You get a good Checker that doesn't charge your cards or charges few bucks like $0.01 cent for dead cards and $0.02 cents for live cards.

In ATOing I personally prefer to simply call the bank myself using a burner phone, spoofed with the CVV holder’s phone and check the balance, credit access line, recent transactions and more using the automated prompts. There are great service that allow you to pay them in BTC. Alternatively, you can use the service Many fraudsters use.

Any transaction that involves an Account-Take-Over are transactions above $300 dollars and up in value. Usually below $2000 however, as most cards will get flagged for transactions above that number regardless of the ATO. You can always make multiple transactions of $1000-$2000 however with ATOed accounts through the span of a few days to a few weeks and max out the card.

If you call a bank using your burner and the automated prompt tells you the account has been closed for security reasons or the system automatically transfers you to an operator when you type the card number, that means the card is dead and useless, ditch it and move on. Keep in mind that some banks will require the victim’s SSN to access the account balance and menu prompt. I recommend that you note down everything the automated prompt will give you including most importantly, the account balance, credit line access and recent transactions (up to 10 in case they ask you for it).

Once you have called the bank and checked everything, you should have the victim’s balance, credit access line and recent transactions. With this information you know how much you can spend on that card. However, there is still one more
obstacle we need to tackle, this is the fact that most high security websites such as Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… will refuse to ship to an
address that is not in file with the bank. To solve this, we will take over the victim’s account (ATO).

To do this, we will call the bank, talk to an operator and first request a change of the primary phone number. Remember, this will require SOCIAL ENGINEERING, which is something that requires training and experience. Don’t act nervous, act like you own the account. Remember you are the account owner, why would you be nervous? This is your account. Would you ever call your bank and act nervous? I doubt. To do this, you will need to have the following information from your victim in hand and preferably memorized.

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TRICKS & EXTRA TIPS​

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CONCLUSION :
However, ATOing is not as easy as it seems but I hope this guide will help with some knowledge on how to do ATOing.

Have a good one

GOOD LUCK!

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[frick]

ACCOUNT TAKE OVER​

Account take over or simply 'ATO" refers to the act of taking over someone's account (Bank or Financial Account). OR

Account-Take-Over is when a
Un estafador se hace pasar por un cliente real, obtiene el control total de una cuenta y luego gana miles de dólares en transacciones no autorizadas, a veces incluso maximizando la cuenta y vaciando todos los fondos disponibles. Por suerte para ti, yo...
Soy experto en ATOing de cuentas y hoy te voy a enseñar todo lo que hay que saber sobre esta técnica de fraude.

Aquí es donde la cosa se pone interesante, y donde está el dinero. ¿Alguna vez has querido copiar miles de dólares en aparatos electrónicos y revenderlos para obtener una ganancia rápida y cuantiosa? Con este método es totalmente posible, aunque eso no significa necesariamente que sea fácil.

Para intentar una " ATO ", necesitas entender un par de cosas. Primero, " NUNCA " uses verificadores de CVV que cobren tarjetas. Esto las quemará al instante. Personalmente, te recomiendo que consigas un buen verificador que no cobre tus tarjetas o que cobre solo $0.01 por tarjetas inactivas y $0.02 por tarjetas activas.

En cuanto a las ATO, personalmente prefiero llamar al banco yo mismo usando un teléfono desechable, falsificando el teléfono del titular del CVV, y consultar el saldo, la línea de acceso al crédito, las transacciones recientes y más mediante las indicaciones automáticas. Existen excelentes servicios que permiten pagar en BTC. Como alternativa, puedes usar el servicio que usan muchos estafadores.

Cualquier transacción que implique una apropiación de cuenta es aquella que supera los $300 dólares. Generalmente, es inferior a $2000, ya que la mayoría de las tarjetas se marcan para transacciones superiores a esa cantidad, independientemente de la ATO. Sin embargo, con cuentas ATO, siempre se pueden realizar varias transacciones de $1000 a $2000 en un lapso de unos días a algunas semanas y así maximizar el saldo de la tarjeta.

Si llama a un banco usando su tarjeta prepago y el aviso automático le informa que la cuenta ha sido cerrada por razones de seguridad o el sistema lo transfiere automáticamente a un operador al ingresar el número de tarjeta, significa que la tarjeta está muerta e inservible, deséchela y siga adelante. Tenga en cuenta que algunos bancos requieren el número de seguro social de la víctima para acceder al saldo de la cuenta y al menú. Le recomiendo que anote todo lo que le proporcione el aviso automático, incluyendo, sobre todo, el saldo de la cuenta, el acceso a la línea de crédito y las transacciones recientes (hasta 10, por si se lo piden).

Una vez que hayas llamado al banco y revisado todo, deberías tener el saldo de la víctima, su línea de crédito y sus transacciones recientes. Con esta información, sabrás cuánto puedes gastar con esa tarjeta. Sin embargo, aún queda un detalle más.
El obstáculo que debemos abordar es el hecho de que la mayoría de los sitios web de alta seguridad como Amazon, Ebay, Bestbuy, Neiman Marcus, Stockx, Saks… se negarán a realizar envíos a un
Dirección que no está registrada en el banco. Para solucionar esto, nos haremos cargo de la cuenta de la víctima (ATO).

Para ello, llamaremos al banco, hablaremos con un operador y solicitaremos primero un cambio del número de teléfono principal. Recuerde que esto requiere INGENIERÍA SOCIAL , algo que requiere formación y experiencia. No se ponga nervioso, actúe como si fuera el dueño de la cuenta. Recuerde que usted es el titular de la cuenta, ¿por qué estaría nervioso? Esta es su cuenta. ¿Llamaría alguna vez a su banco y se pondría nervioso? Lo dudo. Para ello, necesitará tener a mano la siguiente información de su víctima, preferiblemente memorizada.

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TRUCOS Y CONSEJOS ADICIONALES​

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CONCLUSIÓN :
Sin embargo, realizar ATO no es tan fácil como parece, pero espero que esta guía ayude a adquirir algunos conocimientos sobre cómo realizar ATO.

Que tengas un buen día

¡BUENA SUERTE!

 

[egorcreed228]

thx