Carding ? Checking Card Balances: The Secret Weapon of Pros (+ vid) ?

[luathieng1029]

thanks you

 

[miaohaha233]

as Always great

 

[globemaster]

TY very informative

 

[Sobaoxxx]

? Checking Card Balances: The Secret Weapon of Pros ?

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

Heavy

 

[tayinthewind099]

? Checking Card Balances: The Secret Weapon of Pros ?

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

 

[tayinthewind099]

? Checking Card Balances: The Secret Weapon of Pros ?

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

thanks

 

[patrickbateman69]

hj

? Checking Card Balances: The Secret Weapon of Pros ?

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

j

 

[Rrolex888]

THANKS

 

[bigcornbread69]

Ty

 

[Notitmoney]

? Checking Card Balances: The Secret Weapon of Pros ?

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

 

[Zeeg]

? Checking Card Balances: The Secret Weapon of Pros ?

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

Хотя этот трюк с телефонной системой мощный , это не единственный способ получить информацию о балансе. Есть и другие методы, особенно если вы можете зарегистрировать карты. Мы углубимся в эти методы в будущих руководствах, расширяя ваш арсенал инструментов для проверки баланса.

Это не универсальное решение. Его эффективность зависит от конкретных BIN и банков. Некоторые банки внедрили дополнительные этапы проверки. Но для тех, кто этого не сделал, это как прямой доступ к их финансовым данным. В этой игре в кошки-мышки между кардерами и банками телефонные системы остаются ценной уязвимостью .

---

Процесс

Вы меня знаете, если есть что-то, что я ненавижу больше всего, так это кормление вас BIN с ложечки . Это не отточит ваши навыки или действительно не улучшит ваши навыки кардинга. Однако, чтобы вы начали, вот список BIN , которые работают с этим методом. Помните, что это всего лишь несколько, и есть еще сотни других:

*** Скрытый текст: не может быть процитирован. ***


Как только вы освоите процесс, поиск дополнительных BIN-кодов станет простым . Поспрашивайте или найдите известных продавцов баланса и составьте список предлагаемых ими карт. Бум — у вас есть солидный список BIN-кодов для проверки баланса.

Пошаговый процесс:
View attachment 45679

• Определите банк, связанный с вашим BIN . Например, для карты 414740 необходимо позвонить в Chase по номеру 8882474080.
• Получите номер Skype или, что предпочтительнее, воспользуйтесь услугами провайдера VOIP . Google Voice обычно занесен в черный список , поэтому избегайте его.
• Позвоните в автоматизированную систему банка.
• Перейдите по меню ботов. Выберите опции, которые ведут к проверке баланса (зависит от банка).
• При появлении запроса введите номер вашей карты.
• При необходимости предоставьте дополнительную информацию, например почтовый индекс владельца карты.
• Прослушайте информацию о балансе.

Предостережения:
View attachment 45680

• Большинство банков запрашивают только номер карты или почтовый индекс. Однако будьте готовы к другим возможным запросам.
• Новые учетные записи Skype , звонящие на банковские номера, часто быстро попадают в черный список . Провайдеры VOIP , как правило, более надежны .
• Ваш номер может быть помечен из- за неудачных попыток или частого использования другими кардерами. Это особенно касается номеров Skype .
• Если отмечено , вы можете перенаправить на агента-человека или случайно SSN/DOB. В этих случаях вам необходимо будет просмотреть информацию о держателях карт.
• Использование инструментов VOIP с возможностями подмены номеров может помочь вам избежать входа в черный список и обойти усиленные проверки безопасности.
• Если вы постоянно терпите неудачу с одним числом, поменяйте его. Не сжигайте все карты на одной, защищенной помеченной строке.

---

Видео-демонстрация:

*** Скрытый текст: не может быть процитирован. ***

---

Заключение

В этом руководстве мы много говорили об открытии метода авторизации возврата до обычного метода использования банковских телефонных систем. Но не думай ни на секунду, что мы использовали здесь все возможности.

Звонок в банк — это не только проверка баланса. Это универсальный инструмент в наборе инструментов кардера с приложениями, которыми мы едва коснулись поверхности. В последующих руководствах мы рассмотрим, как эти же телефонные системы могут использоваться для всего: от социальных инженерий до сбора дополнительной информации о держателях карт.

Телефонный метод — это не просто пони с одним трюком. Это ваш путь к богатству информации, который может поднять весь ваш процесс кардинга на новый уровень. Обхода учета мини-зарядов для получения истории транзакций — возможности безграничны .
Помните: эта хрень не застыла в камне. Банки постоянно разрабатывают и постоянно пытаются залатать эти уязвимости . То, что сегодня работает, завтра может стать бесполезным . Вот почему важно оставаться адаптивным , продолжать учиться и совершенствовать свои методы.

Подводя итог, позвольте мне повторить вам: эти знания — инструмент, а не гарантия. Используйте их с умом и всегда будьте осторожны. Игра постоянно меняется, и выживают только те, кто умеет адаптироваться.
Будьте внимательны и держите глаза открытыми. Мы придерживаемся более продвинутых приемов, более креативных подвигов и новых методов и остаемся впереди в этой цифровой игре в кошки-мышки.

До тех пор, счастливой охоты, славные наблюдения. доктрина наружу.

Да это хороший метод, но тут нужно звонить в банк с подменой номера ХК а так спасибо за твой большой вклад

 

[Zeeg]

Отлично, сэр. Ваши ящики соответствуют моим картам, посмотрим, сработает ли это. Если кому-то интересно, *** — это магазин, где я беру карты.

Отлично, сэр. Ваши ящики соответствуют моим картам, посмотрим, сработает ли это. Если кому-то интересно, *** — это магазин, где я беру карты.

привет можешь продублировать магазин карт?

 

[flyprincee]

nice

 

[bigcornbread69]

ty

 

[Recarded]

? Checking Card Balances: The Secret Weapon of Pros ?

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

Thanks

 

[mddon1957]

thanks

 

[yakiris94]

? Checking Card Balances: The Secret Weapon of Pros ?

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
El punto final para este método fue la IA y el aprendizaje automático en la detección de fraudes. Estos sistemas pueden detectar patrones asociados con la consulta de saldo en segundos y bloquear la tarjeta incluso antes de que se pueda determinar el saldo.

Si bien el método de autorización y reembolso aún podría funcionar en algunos sistemas antiguos, no es viable para la mayoría de los principales bancos y emisores de tarjetas. Esto obligó a los emisores de tarjetas a desarrollar técnicas nuevas y más avanzadas para la consulta de saldos.

El sistema telefónico bancario

Tras la obsolescencia del método de reembolso de autorización , los usuarios de tarjetas necesitaban nuevas formas de consultar saldos. Entonces, un usuario de tarjetas gigantes descubrió un método tan sencillo que resulta casi cómico: simplemente llamar al banco .

Para ciertas tarjetas, especialmente las de EE . UU ., puede llamar al sistema automatizado del banco, ingresar los números de tarjeta y recibir inmediatamente la información de su saldo. Sin necesidad de ingeniería social compleja ni esquemas elaborados. Solo necesita usted, un teléfono y una voz automatizada que no distingue entre titulares legítimos y estafadores.

Los bancos implementaron estos sistemas para mejorar la comodidad del cliente. En su afán por crear servicios intuitivos , crearon plataformas automatizadas para acceder rápidamente a la información de sus cuentas. ¿Necesita verificar su saldo en horarios inusuales? El sistema automatizado está listo para servirle.

Este servicio fue diseñado para situaciones legítimas: usuarios que extraviaron sus credenciales de banca en línea o carecían de acceso a internet. Los bancos lo consideraron un método de bajo riesgo para brindar servicio las 24 horas sin el costo de operadores humanos. Su premisa era simple: la posesión del número de tarjeta equivale a la identidad del titular.

Se equivocaron .

View attachment 45678

Lo que los bancos no comprendieron fue que esta conveniencia se convertiría en un gran recurso para los usuarios de tarjetas. En esencia, estamos explotando su intento de mejorar el servicio al cliente. Es una vulnerabilidad involuntaria en su sistema.

La verdadera ventaja de este método reside en su sutileza . A diferencia de la técnica de reembolso de autorización , que genera una serie de transacciones sospechosas que inutilizan la tarjeta, las consultas de saldo del teléfono suelen pasar desapercibidas . No hay intentos de cargo ni reembolso, solo una simple consulta que parece una gestión de cuenta normal.

Pero las ventajas no se limitan a la verificación de saldo. Este método suele proporcionar acceso a detalles de transacciones recientes, una especie de versión "mini" del registro. Esta información adicional puede ser muy útil para ciertos métodos, permitiéndote eludir los sistemas de verificación de minicargos en plataformas como Facebook .

Si bien este truco del sistema telefónico es eficaz , no es la única forma de obtener información de saldo. Existen otras técnicas, especialmente si puedes registrar las tarjetas. Profundizaremos en estos métodos en futuras guías para ampliar tu arsenal de herramientas de consulta de saldo.

Esta no es una solución universal. Su eficacia varía según el BIN y el banco. Algunos bancos han implementado medidas de verificación adicionales. Pero para quienes no lo han hecho, es como tener acceso directo a sus datos financieros. En este juego del gato y el ratón entre los emisores de tarjetas y los bancos, los sistemas telefónicos siguen siendo una vulnerabilidad importante .

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El proceso

Ya me conoces, si hay algo que más odio es que te den BINs a cucharadas . Eso no perfeccionará tus habilidades ni mejorará realmente tu técnica de cardado. Sin embargo, para empezar, aquí tienes una lista de BINs que funcionan con este método. Recuerda que estos son solo algunos, y hay cientos más por ahí:

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Una vez que domines el proceso, encontrar más BINs será muy sencillo . Pregunta o busca proveedores de saldos conocidos y crea una lista de las tarjetas que ofrecen. ¡Listo! Tendrás una lista completa de BINs para consultar tu saldo.

Proceso paso a paso:
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• Identifique el banco asociado a su BIN . Por ejemplo, para una tarjeta 414740, debe llamar a Chase al 8882474080.
• Consigue un número de Skype o, preferiblemente, usa un proveedor de VoIP . Google Voice suele estar en la lista negra , así que evítalo.
• Marque el sistema automatizado del banco.
• Navega por el menú de bots. Elige las opciones para consultar el saldo (esto varía según el banco).
• Cuando se le solicite, ingrese su número de tarjeta.
• Si se solicita, proporcione información adicional como el código postal del titular de la tarjeta.
• Escuche la información de equilibrio.

Advertencias:
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• La mayoría de los bancos solo piden el número de tarjeta o el código postal. Sin embargo, prepárese para otras posibles solicitudes.
• Las nuevas cuentas de Skype que llaman a números bancarios suelen quedar rápidamente en la lista negra . Los proveedores de VoIP suelen ser más confiables .
• Tu número de teléfono puede quedar marcado debido a intentos fallidos o al uso frecuente por parte de otros usuarios. Esto aplica especialmente a los números de Skype .
• Si está marcado , podría ser redirigido a un agente o solicitar su número de seguro social y fecha de nacimiento. En estos casos, deberá consultar la información del titular de la tarjeta.
• El uso de herramientas VOIP con capacidades de suplantación puede ayudarle a evitar listas negras y eludir controles de seguridad mejorados.
• Si fallas repetidamente con un número, cámbialo. No gastes todas tus cartas en una sola línea, que podría estar marcada .

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Demostración en vídeo:

***Texto oculto: no se puede citar.***

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Conclusión

Hemos hablado de muchos temas en esta guía, desde el anticuado método de autorización de reembolso hasta el método actual de usar los sistemas telefónicos bancarios. Pero no piense ni por un segundo que hemos agotado todas las posibilidades.

Llamar al banco no se limita a consultar saldo. Es una herramienta versátil en el conjunto de herramientas de los titulares de tarjetas, con aplicaciones que apenas hemos explorado. En futuras guías, exploraremos cómo estos mismos sistemas telefónicos pueden usarse para todo, desde ingeniería social hasta la recopilación de información adicional del titular de la tarjeta.

El método telefónico no es una solución única. Es la manera de acceder a una gran cantidad de información que puede optimizar todo su proceso de tarjetas. Desde omitir las verificaciones de minicargos hasta obtener historiales de transacciones, las posibilidades son infinitas .
Recuerda: esto no es inamovible. Los bancos están en constante evolución y siempre intentan solucionar estas vulnerabilidades . Lo que funciona hoy puede ser inútil mañana. Por eso es importante adaptarse , aprender y perfeccionar constantemente las técnicas.

Para terminar, permítanme recordarles: este conocimiento es una herramienta, no una garantía. Úsenlo con sabiduría y manténganse siempre alerta. El juego cambia constantemente y solo quienes se adapten sobrevivirán .
Mantente alerta y mantén los ojos bien abiertos. Regresaremos con técnicas más avanzadas, hazañas más creativas y más formas de mantenerte a la vanguardia en este juego digital del gato y el ratón.

Hasta entonces, feliz cacería, gloriosos bastardos. Doctrina fuera.

iresante

 

[openupmoe]

again tx

 

[Shanks1650]

? Checking Card Balances: The Secret Weapon of Pros ?

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Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

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Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

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How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

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• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

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What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

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The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

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Video Demo:

*** Hidden text: cannot be quoted. ***

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Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

Thanks

 

[egorcreed228]

thx