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Carding A FULL DETAILED GUIDE ON BIN AND TRICKS ON HOW TO GET NON VBV BINS



Cafe3045

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In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.

So let's wrap up quickly.

PARTS OF A CREDIT/DEBIT CARD
In front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.

At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.

WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,

Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.

347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.

Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.

The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,

1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite
ect ...

1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.

2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000

3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.

4. Business : Very high limits, often around $15,000

5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.

6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000

7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.

"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."

So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.

Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :

1. BIN : 371334
View attachment 51629

2. BIN : 444607
View attachment 51630

3. BIN : 517546
View attachment 51631

4. BIN : 601100
View attachment 51632

Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.

HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.

I know you will be wondering and asking
how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.

Now let's go ....

*** Hidden text: cannot be quoted. ***


HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."

Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.

Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,

1. Artificial intelligence
2. Manual

What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.

You can check about this on threatmatrix (Google or YouTube)

Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.

In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")

Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.

2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.

Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)

The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.

Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)

That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.

You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.

TYPES OF BINS

1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.

2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.

They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.

2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories

3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.

4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.

6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.

Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.

TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?
There are two common ways I mainly use to test if BIN is non VBV.

*** Hidden text: cannot be quoted. ***


SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.

Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.

Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.

Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.

ALL THE BEST!
ty
 

greywolf2023

Carding Novice
Joined
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Messages
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Reaction score
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Points
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In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.

So let's wrap up quickly.

PARTS OF A CREDIT/DEBIT CARD
In front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.

At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.

WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,

Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.

347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.

Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.

The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,

1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite
ect ...

1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.

2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000

3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.

4. Business : Very high limits, often around $15,000

5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.

6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000

7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.

"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."

So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.

Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :

1. BIN : 371334
View attachment 51629

2. BIN : 444607
View attachment 51630

3. BIN : 517546
View attachment 51631

4. BIN : 601100
View attachment 51632

Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.

HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.

I know you will be wondering and asking
how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.

Now let's go ....

*** Hidden text: cannot be quoted. ***


HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."

Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.

Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,

1. Artificial intelligence
2. Manual

What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.

You can check about this on threatmatrix (Google or YouTube)

Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.

In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")

Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.

2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.

Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)

The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.

Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)

That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.

您可以透過每天造訪您要購買的網站來老化和預熱帳戶。建立帳戶後,花幾個小時閱讀評論,將東西添加到願望清單,然後註銷,重複幾天相同的事情,直到你建立了一定的信任。如果可能的話,您也可以進行 5 到 10 美元的小額交易,但在此之前,請確保向受害者的電子郵件發送大量郵件或進行炸彈攻擊,以避免受害者看到交易。幾天后,您可以嘗試進行大額購買,但在此之前,請觀看 YouTube 影片、訪問 Facebook、訂閱新聞簡報、嘗試瀏覽您真正想要購買的商品並觀看影片並閱讀相關的評論等。

垃圾桶類型

1. VBV(Visa 驗證)是指已實施 3ds 的箱子。

2.非VBV(未經Visa驗證)此箱是未安裝3DS(三域安全)安全保護的箱的總稱。

它們可以分為以下幾類:
1. 100% 非 VBV bin – 無需任何 3DS 驗證即可在全球範圍內使用的 bin,
無論數量多少。然而,這並不意味著與該箱子相關的信用卡可以在每家商店使用,因為可能有其他限制,例如持有人禁令、銀行禁令或 IP 禁令。
這些箱子通常來自美國和 MIX 類別。

2. 50/50 非 VBV 箱 – 無需 3DS 驗證幾次即可工作的箱,
取決於持有人的銀行設定、金額和IP。
這些通常也來自美國和混合類別

3. LinkCC 非 VBV 垃圾箱-當連結到服務(如披薩外送、汽車租賃、計程車或其他線上服務)時,作為非 VBV 工作的垃圾箱。當銀行最初不收取任何費用時,該箱子就會變成非 VBV。關聯後,信用卡在許多地方無需 3DS 即可使用,因為系統認為它已經過驗證。
Linkcc 非 VBV 箱通常來自 US 和 MIX 類別。

4. RealCC 非 VBV 箱 – 僅在特定計費平台或商店中作為非 VBV 工作的箱。平台可以包括 Adyen、Ogone、Stripe、Shopify 等。 Realcc 非 VBV 箱是
通常來自美國和混合類別。

6. 100% 自動 VBV 箱 – 一個可以作為常規 3DS 箱使用但實際上不是的箱,通常來自美國箱或一些 MIX 箱。這些是最常見的非 VBV 箱類型。

注意:如果在缺乏適當知識或準備的情況下嘗試使用垃圾箱,可能會失敗。此外,請記住,美國、加拿大、澳洲、歐盟和英國地區的垃圾箱通常需要 AVS(地址驗證系統)保護,這意味著您必須提供相關資訊,例如郵遞區號、地址和全名。如果沒有這些信息,它將無法運作。

如何取得非 VBV BINS 或可以跳過 3DS 的 BINS 的技巧?
我主要使用兩種常用方法來測試BIN是否為非VBV。

*** 隱藏文字:無法引用。 ***


總結與結論
與當地銀行打交道,因為大銀行(如 Boa、Chase 等)通常具有高安全箱,並且大多數不適合 Visa 購買警報。

一旦找到了命中的 BIN,就從同一家銀行抓取所有類似品牌和等級的 BIN,然後嘗試一下。隨著時間的推移,您將建立自己的一組箱子或 BIN 列表,您應該可以更輕鬆地發現具有潛力的 BIN。

垃圾清單隨處可見,無需為它們付費。有時,會出現一個新發現的或目前針對特定服務的熱門垃圾箱。如果有人發現這樣的箱子,他們可能會把它留給自己或只告訴親密的朋友,這樣庫存就不會很快耗盡/不再起作用。如果有人出售合法的垃圾箱,您應該自行承擔購買風險

學習正確的方法需要勇氣。沒有人天生就是專家。它總是不斷嘗試和犯錯,最終導致需要付出經驗。我的建議是深入挖掘。做一些研究,觀察。

一切順利!
 

zaif15

Active Carder
Joined
27.02.25
Messages
33
Reaction score
1
Points
6
In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.

So let's wrap up quickly.

PARTS OF A CREDIT/DEBIT CARD
In front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.

At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.

WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,

Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.

347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.

Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.

The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,

1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite
ect ...

1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.

2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000

3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.

4. Business : Very high limits, often around $15,000

5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.

6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000

7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.

"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."

So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.

Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :

1. BIN : 371334
View attachment 51629

2. BIN : 444607
View attachment 51630

3. BIN : 517546
View attachment 51631

4. BIN : 601100
View attachment 51632

Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.

HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.

I know you will be wondering and asking
how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.

Now let's go ....

*** Hidden text: cannot be quoted. ***


HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."

Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.

Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,

1. Artificial intelligence
2. Manual

What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.

You can check about this on threatmatrix (Google or YouTube)

Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.

In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")

Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.

2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.

Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)

The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.

Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)

That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.

You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.

TYPES OF BINS

1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.

2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.

They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.

2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories

3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.

4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.

6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.

Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.

TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?
There are two common ways I mainly use to test if BIN is non VBV.

*** Hidden text: cannot be quoted. ***


SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.

Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.

Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.

Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.

ALL THE BEST!
Good
 

Slat2tymes

Carding Novice
Joined
05.04.25
Messages
2
Reaction score
1
Points
3
In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.

So let's wrap up quickly.

PARTS OF A CREDIT/DEBIT CARD
In front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.

At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.

WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,

Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.

347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.

Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.

The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,

1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite
ect ...

1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.

2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000

3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.

4. Business : Very high limits, often around $15,000

5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.

6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000

7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.

"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."

So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.

Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :

1. BIN : 371334
View attachment 51629

2. BIN : 444607
View attachment 51630

3. BIN : 517546
View attachment 51631

4. BIN : 601100
View attachment 51632

Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.

HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.

I know you will be wondering and asking
how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.

Now let's go ....

*** Hidden text: cannot be quoted. ***


HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."

Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.

Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,

1. Artificial intelligence
2. Manual

What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.

You can check about this on threatmatrix (Google or YouTube)

Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.

In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")

Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.

2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.

Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)

The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.

Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)

That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.

You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.

TYPES OF BINS

1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.

2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.

They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.

2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories

3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.

4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.

6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.

Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.

TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?
There are two common ways I mainly use to test if BIN is non VBV.

*** Hidden text: cannot be quoted. ***


SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.

Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.

Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.

Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.

ALL THE BEST!
Very good informative post thanks
 

testdenemeeee

Carding Novice
Joined
02.04.25
Messages
7
Reaction score
1
Points
3
In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.

So let's wrap up quickly.

PARTS OF A CREDIT/DEBIT CARD
In front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.

At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.

WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,

Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.

347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.

Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.

The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,

1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite
ect ...

1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.

2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000

3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.

4. Business : Very high limits, often around $15,000

5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.

6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000

7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.

"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."

So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.

Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :

1. BIN : 371334
View attachment 51629

2. BIN : 444607
View attachment 51630

3. BIN : 517546
View attachment 51631

4. BIN : 601100
View attachment 51632

Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.

HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.

I know you will be wondering and asking
how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.

Now let's go ....

*** Hidden text: cannot be quoted. ***


HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."

Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.

Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,

1. Artificial intelligence
2. Manual

What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.

You can check about this on threatmatrix (Google or YouTube)

Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.

In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")

Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.

2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.

Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)

The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.

Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)

That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.

You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.

TYPES OF BINS

1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.

2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.

They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.

2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories

3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.

4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.

6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.

Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.

TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?
There are two common ways I mainly use to test if BIN is non VBV.

*** Hidden text: cannot be quoted. ***


SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.

Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.

Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.

Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.

ALL THE BEST!
ty
 

clayxx

Carding Novice
Joined
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Messages
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Points
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This is very informative and helpful, it say a lot about the decline I get sometimes..I do know about the fingerprint nut what I think I know is just the surface, thank you for this information.. however there is a missing text where you say “the two common ways where you test if a card is VBV or non-VBV” kindly assist with this
 

szins

Carding Novice
Joined
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Messages
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In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.

So let's wrap up quickly.

PARTS OF A CREDIT/DEBIT CARD
In front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.

At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.

WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,

Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.

347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.

Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.

The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,

1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite
ect ...

1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.

2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000

3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.

4. Business : Very high limits, often around $15,000

5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.

6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000

7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.

"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."

So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.

Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :

1. BIN : 371334
View attachment 51629

2. BIN : 444607
View attachment 51630

3. BIN : 517546
View attachment 51631

4. BIN : 601100
View attachment 51632

Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.

HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.

I know you will be wondering and asking
how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.

Now let's go ....

*** Hidden text: cannot be quoted. ***


HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."

Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.

Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,

1. Artificial intelligence
2. Manual

What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.

You can check about this on threatmatrix (Google or YouTube)

Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.

In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")

Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.

2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.

Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)

The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.

Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)

That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.

You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.

TYPES OF BINS

1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.

2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.

They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.

2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories

3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.

4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.

6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.

Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.

TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?
There are two common ways I mainly use to test if BIN is non VBV.

*** Hidden text: cannot be quoted. ***


SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.

Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.

Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.

Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.

ALL THE BEST!
nice work
 

Porcodio

Carding Novice
Joined
26.03.25
Messages
13
Reaction score
0
Points
1
In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.

So let's wrap up quickly.

PARTS OF A CREDIT/DEBIT CARD
In front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.

At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.

WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,

Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.

347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.

Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.

The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,

1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite
ect ...

1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.

2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000

3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.

4. Business : Very high limits, often around $15,000

5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.

6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000

7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.

"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."

So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.

Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :

1. BIN : 371334
View attachment 51629

2. BIN : 444607
View attachment 51630

3. BIN : 517546
View attachment 51631

4. BIN : 601100
View attachment 51632

Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.

HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.

I know you will be wondering and asking
how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.

Now let's go ....

*** Hidden text: cannot be quoted. ***


HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."

Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.

Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,

1. Artificial intelligence
2. Manual

What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.

You can check about this on threatmatrix (Google or YouTube)

Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.

In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")

Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.

2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.

Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)

The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.

Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)

That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.

You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.

TYPES OF BINS

1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.

2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.

They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.

2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories

3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.

4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.

6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.

Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.

TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?
There are two common ways I mainly use to test if BIN is non VBV.

*** Hidden text: cannot be quoted. ***


SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.

Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.

Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.

Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.

ALL THE BEST!
Tu
 

A11A1on3

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In this guide, we shall look into what Bins are to some tricks on how to get Non verified by Visa Bins or Bins that can pass OTP verification. It's going to be a very long guide with details. Please take your time and read.

So let's wrap up quickly.

PARTS OF A CREDIT/DEBIT CARD
In front of a credit card or Debit card, you will Mostly see the Credit card number that’s the PAN ( Primary Account Number, name of the customer or Card holders name, Issuing bank name or Card issuer, Card network ( could either be Visa Card, Master Card, American Express in Short AMEX and Discover), EMV chip, Account Opening date/Expiry date, Contactless logo, and Card brand depending on the issuing bank.

At the back of the Card, it has a Code that’s the CVC/CVV (Credit verification Code/Credit verification value ) again we have, Magnetic stripe, Signature box, hologram, Customer helpline or bank contact info.

WHAT IS BIN?
A "BIN" is an acronym that refers to Bank Identification Number and it's usually the first 6-8 digits of a credit card.
View attachment 51620
So we will focus on the 6 digits for now. Bin helps us identify the card brand, for example, we will only pick the first number. Like with the information above, let's assume we have 123456 we will pick 1 so we will replace 3, 4, 5, 6 with the 1.
To understand what I'm saying,

Let's take this for example 346288 We have Amex to start with 3, 457398, Visa start with 4, 522849, MasterCard start with 5 and 678828 Discover start with 6
View attachment 51627
Hope you get it now.

347484 – The First number 3 represents Amex
473838 – The first number 4 represents Visa
574884 – The first number 5 represents MasterCard
683839 – The first number 6 represents Discover.

Quick Note : Amex can start with 3 or 37
Visa usually starts with 4
Mastercard can start with 5, 51 through 55.
Discover can also begin with 6, 6011 or 65.

The Bin doesn’t only identify the card brand but also help us with a lot of information like the card type ( Credit/Debit), Card level, Issuing Bank and Country, website & issuers contact. Here are some examples of Card levels we have,

1. Classic
2. Gold
3. Platinum
4. Business
5. Corporate
6. Signature
7. Premier
8. Infinite
ect ...

1. Classic : Classic cards are recognized and accepted by a large number of Merchants all over the world, including the Internet. This card is usually used by Students, young couples, or people trying to establish credit. The limits of these Cards are usually around $1000.

2. Gold : A premium card used by people around the world. With higher spending Limits and greater purchasing power, the Visa Gold card is the choice of consumers Who want more from their cards. Average limit of this type of card is $3000

3. Platinum : Platinum is one of the best cards around. Average limit could be Around $8000.

4. Business : Very high limits, often around $15,000

5. Corporate : This is used by large corporations. The limits are usually around $15,000 as well.

6. Signature : The 2nd best card around. I’ve gotten many signature cards with a Limit of $30,000

7. Premier : Same as Signature. Limits are usually $30,000.
Infinite : This is the absolutely best card around. However, it is incredibly hard to Find. If you do manage to get your hands on one of these, you are very lucky. There Are usually no limits to such cards.

"It is important to note that all these numbers are subject to change depending on The subject’s credit score, history, and spending pattern."

So now, we know the information Bin can tell us. So let’s assume you picked a random bin, you can check it on Bincodes.com or Binlist.net, or any bin checking sites, you will get all the information needed from card brand, Issuing Bank, Country, Card type, Card level and sometimes the contact of the Issuer.

Now let’s take a look at some random bins I will be listing and give out the information or details about them
We will pick some random one’s :

1. BIN : 371334
View attachment 51629

2. BIN : 444607
View attachment 51630

3. BIN : 517546
View attachment 51631

4. BIN : 601100
View attachment 51632

Now we have seen the details of each Bank identification number. So Bin can give us all the information above. Some even listed the Issuer's website and contact, Others were not listed.

HOW DO WE GET BINS?
Bins are posted everyday, we can get bins from Dumps, forums or you can create your own set of bins.

I know you will be wondering and asking
how is creating your own set of bins possible? I will be teaching you. (It's a method that has been there for a long time and I've been using for several years now and it still works.)
Today I will teach you.

Now let's go ....

*** Hidden text: cannot be quoted. ***


HOW DO I KNOW IF THIS BIN IS GOOD FOR PURCHASE?
Okay so let's talk about something here. Although there are bin which works on some particular sites for sometime, There is nothing like specific or special bin. We can have a bin which works for some particular site but doesn't always last for long. Because, someone could use a bin working on a particular site for some time and after some moments later when you are trying to purchase and item with the same bin on the same site, it won't work. Reason? Banks and stores are always on updates with their payment systems and Anti-Fraud system. So to me, Bins are not something you should be lounging for, you should rather focus on how to deal with this particular site. "That's why "RECON" is important before stepping into any site."

Another thing is that, people say they are selling Non vbv cards or bins. Note this down, The only way to find out if a bin or cc is non vbv, is to try purchasing an item with the card and if it skips the 3ds verification, that's when you can confirm it's non vbv. Because someone can use that bin to skip 3d but you might not be able skip with the same bin due to the security of the store or bank.

Think about this logically. Imagine you say you need specific “gun” to kill a person. It’s just doesn't make sense. These card owner probably just use their card no problems buying anything online. A lot of factor matters when doing carding, because they have their own built in anti fraud system. There is usually two kind of anti fraud implemented that I kmow,

1. Artificial intelligence
2. Manual

What anti-fraud system look for in general!
The process of finding the PCIs DSS (PAYMENT CARD INDUSTRIES DATA SECURITY STANDARDS) was a simple process of trial and error, some of the device fingerprint they look for include;
1. Time zone
2. Browser data
3. Cookies it recalls(what you did on a website)
4. Real Or spoofed GPU/CPU
5. Canvas and WebGL
6. Risk Score
7. Clicks
8. Browser fingerprint
9. Operating systems
10. IP (Real or proxy), Fraudscore
11. User agent
12. Email age
13. Copy pasting
14. Font and Browser Language ext.

You can check about this on threatmatrix (Google or YouTube)

Braintree, authorize, Stripe, etc.
All have standard PCIs that once analyzed, gives you a pretty good idea on what the system looks for and classify as it “could be fraud” . Some of the device, browser and connection data collected to verify transaction by processors heads into the hundreds especially Amazon, PayPal and Skrill etc.

In order to bypass all these we need to take certain approach. Websites like best buy and gift card are very high in security. Of course we can use a non vbv card but it will be a total waste of time to warmup because we don’t know how much balance is inside the cards. Non vbv can be use on any sites as long as you warmup properly and don’t get detected by anti fraud system. (Non VbV - "mostly used on low security sites")

Let's take
1. Enrolled Cards for Example:
View attachment 51636
The advantage of these type of cards is “balance” “watching owners activity”. We use these type of cards because it gives us time to warmup properly and charge the card when warmup is ready. A normal non vbv will not have this kind of functions. I'm just telling you the advantage of using enrolled cards because, we know the how much the card holder spends but with a normal non vbv we can charge high security sites too but the point is that we don’t know the how much the CH spends and it will waste a lot of time.

2. Visa Purchase Alert
Visa purchase alert helps us know the owners spending pattern and stores the victims normally make purchases.

Imagine warming up and about to charge the card but you don’t know the balance. It could be $15 or $50000. So a simple 400022 or 414740 can even do any sites. Depending on your warmup and bypassing Anti fraud, Spending limits (Not going above the normal spending limits of the owner)

The best thing is either to use Visa purchase alert or enrolled cards for big purchases and helps to also check the spending limits of the owner or know how much the owner spends, Doing proper warmup and Bypassing anti fraud system. You can test your private bins or the Bins you made on Visa Purchase Alert until you find the right one working for Visa purchase Alert. Or you can try some bins on forums people share.

Warming up takes time and it’s not just a one day process Meaning, it’s not about the bin but proper warming up ( like aging the account )and not getting detected by anti fraud, Payment gateway (spending patterns or limits)

That’s why it’s advisable to get an aged account, aged email and so on.. to deal with big stores.

You can age and warmup an account by visiting the site you are trying to cart everyday. After creating an account, Use some hours by Reading reviews adding things to wish list, logging out doing same thing for some couple of days until you have build some amount of trust. If possible you could also make small transaction like $5 to $10 but before that, make sure you flood or Bomb the victims email to avoid the victims seeing the transaction .In a few days you can try to make the huge purchase but before that watch YouTube videos, go to face book , Signing up news letters, try browsing what you really want to cart and watch videos and read reviews related to that etc.

TYPES OF BINS

1. VBV (Verified By Visa) it's a term for bins that have 3ds implemented.

2. Non-VBV (Not Verified By Visa) this bins are a general term for bins that do not have 3DS (Three-Domain Secure) security installed.

They can be categorized as follows:
1. 100% non-VBV bin – a bin that will work worldwide without any 3DS verification,
regardless of the amount. However, this does not mean that credit cards associated with that bin will work in every shop, as there may be other restrictions, such as a holder ban, bank ban, or IP ban.
These bins are typically from the US and MIX categories.

2. 50/50 non-VBV bin – a bin that works without 3DS verification a few times,
depending on the holder's bank settings, amounts, and IP.
These are also usually from US and MIX categories

3. LinkCC non-VBV bin – a bin that works as non-VBV when linked to a service, like pizza delivery, car rental, taxi, or other online services. The bin becomes non-VBV when the bank does not charge any money initially. After being linked, the credit card can be used without 3DS in many places because the system assumes it’s already verified.
Linkcc non-VBV bins are commonly from US and MIX categories.

4. RealCC non-VBV bin – a bin that works as non-VBV only in specific billing platforms or stores. Platforms can include Adyen, Ogone, Stripe, Shopify, and others. Realcc non-VBV bins are
usually from US and MIX categories.

6. 100% auto-VBV bin – a bin that functions as a regular 3DS bin but is not, usually from US bins or some MIX bins. These are the most common types of non-VBV bins.

Note : Attempting to use a bin without proper knowledge or preparation will likely be unsuccessful. Additionally, keep in mind that bins in the US, CA, AU, EU and UK regions often require AVS (Address Verification System ( protection, meaning you must provide relevant information such as ZIP, address, and full name. Without this information, it will not work.

TRICKS ON HOW TO GET NON VBV BINS OR BINS THAT CAN SKIP 3DS?
There are two common ways I mainly use to test if BIN is non VBV.

*** Hidden text: cannot be quoted. ***


SUMMARY & CONCLUSION :
Deal with local banks because big banks (Like Boa, Chase etc. ) have high security Bins (usually) and most is not suitable for Visa purchase alert.

Once you have found a BIN that hits, Grab all those BINs of a similar brand and level from the same bank and try those too. Over time you will build your own set of bins or BIN list and it should get easier for you to spot a BIN that has potential.

Bin lists are widely available, don’t pay for them. Sometimes, there will be a bin that’s newly discovered or hot right now for a specific service. If someone discovers a bin like this, they’ll likely keep it to themselves or only tell close friends so that the stock doesn’t quickly deplete/won't work anymore. If someone is selling a legitimate bin, you should buy it at your own risk.

Learning the right way comes with temerity. No one is born an expert. Its always trial and error, resulting to charge to experience. What I can advise is, dig deep. Do some research, observe.

ALL THE BEST!
oh
 
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