Carding Beating Braintree’s Fraud System | A Carder’s Playbook

[toxicjesus]

​

You know the saying, “Keep your friends close, but your enemies closer”? That’s the game when you’re carding against giants like Braintree. These billion-dollar bastards love making our lives hell, and they ain’t got mall cops jerking off to petty busts. Nah, they’ve got ML bots tracking every keystroke, running MI6-level background checks on anyone who even glances at their site. It’s like facing a million Mike Rosses, each one hoarding more data with every transaction. So, let’s break down Braintree’s fraud system and how to outsmart it. This is part one—more gateways and fraud systems to come.​

Disclaimer:
This post and the content within it are provided for educational and informational purposes only. I'm discussing certain topics that may involve sensitive, questionable, or potentially harmful activities. I do not encourage, endorse, or support any illegal or unethical behavior. Any actions you take after reading this post are solely your own responsibility, and I explicitly disclaim all liability for your choices and their consequences. Always comply with applicable laws, act responsibly, and use your own judgment.

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Braintree’s Fraud Defenses: The Wall​

Braintree’s got a stacked setup to catch you slippin’. Here’s what you’re up against:

• AVS/CVV Checks: Address Verification System (AVS) matches your billing address to the card issuer’s records. One typo, and you’re done—most sites auto-decline mismatches. CVV checks need the card’s security code, or it’s game over.

• Velocity Rules (Risk Thresholds): These flag weird behavior—multiple transactions in a short time, copy-pasting card details, or brand-new accounts. Merchants set rules like “block five failed attempts in 15 minutes” or “reject anything over a certain fraud score.”

• 3D Secure (3DS): Two-step bank verification). I don't know about you cunts, but this shits started popping up in my nightmares. If it kicks in, you’re in for a fight.

• Risk Scoring: Their ML chews through massive datasets (think every transaction made on there systems since there inception) and it will spit out a fraud score (0-100). Above 75? Instant decline (often merchants have custom rules set for it to be as low as 30 dependant on there risk levels It’s watching your device, location, even how you move your mouse.

Braintree often hooks up with fraud giants like SEON or Riskified—think Trump’s border wall mixed with Gandalf yelling, “YOU SHALL NOT PASS!” That’s a whole other beast I’ll cover later.

Merchant Tiers: Standard vs. Advanced​

Braintree gives merchants two levels of protection:

Standard Tier (Basic Fraud Tools)


This is the rookie setup, easy to crack if you’ve got half a brain:

• AVS/CVV: Checks billing address and card code. Merchants can auto-reject mismatches (e.g., wrong zip code or CVV).

• Velocity Rules: Merchants set limits, like rejecting multiple cards under one email, IP, or account, or blocking five failed tries in 15 minutes.

• Entry-Level Fraud Protection: Preset rules trained on PayPal/Braintree’s data, using basic geolocation and device filters. Stops amateurs cold but folds to pros.

Advanced Tier

This is the big leagues, built to fuck you up:

• Machine Learning & Consortium Data: Pulls from PayPal’s billions of transactions to spot sneaky patterns no basic rule catches. It’s scary good at sniffing out low-volume fraud.

• High-Precision Scoring: Analyzes hundreds of signals—device, location, behavior—in real-time to separate legit orders from attacks.

• Custom Rules: Merchants build filters for risky countries, big orders, or new accounts.

• Review Queue: Sketchy transactions get flagged for human review, balancing fraud catches with sales.

• Device Fingerprinting: Braintree’s Data Collector (via Kount) tracks your device and browser, linking you across accounts even if you switch.

• Chargeback Protection: Some plans let Braintree eat losses on approved fraudulent transactions, meaning they’re confident enough to let shit slide.

The Golden Rule: Simplify and Master

Here’s the most important thing I’ll ever tell you: if you wanna master anything—carding, martial arts, hacking, slam poetry—don’t start by storming the Pentagon. Your head’ll explode. Break it down to simple concepts and drill them like a madman. Bruce Lee said, “I fear the man who’s practiced one kick 10,000 times, not the guy who’s tried 10,000 kicks once.” Learn the core, and you won’t need every Telegram trick. The world’s your oyster.


Carding’s no different. Every good pentest follows four steps: Preparation, Recon, Execution, Monetization. Nail these, and Braintree’s defenses crumble like a house of cards.

1. Preparation​

Be the cardholder:

• Cardholder Details: Get full, matching details (name, address, CVV) before buying cards. Use OSINT tools to verify—bad data’s a death sentence.

• Residential Proxies/Anti-Detect Browser: Set your proxy to the cardholder’s city. Don’t skimp here—it’s your lifeline.

• Drops/Mail Forwarding: Use a drop address near the cardholder for deliveries.

• Device Warming: Some anti-detect browsers let bots browse like a normie—shopping, clicking ads. Do this to blend in. You’re just a regular dude, right?

• Fake Accounts: Make accounts in the cardholder’s name with matching details.

2. Recon​

This is 95% of the battle. Scout the site like a hawk:

• Practice Run: Place a small order to test their setup. Do they send 2FA emails? Can you change shipping after checkout? Any fancy ID checks?

• Social Engineering: Dig through reviews or forums for clues on fraud triggers or customer service gaps. Navigate into tools like burp suite for a more comprehensive overview.

• Act Normal: Browse slow, read descriptions, add shit to your cart, abandon it, come back later. Blend in or get burned.

3. Execution​

If you prepped right, this is a breeze:

• Clean Setup: Use a fresh fake account, unique proxy IP, and warmed device to dodge velocity and fingerprinting blocks.

• Human-Like Checkout: Type card details manually—no copy-paste bullshit. Time your inputs to mimic a real user.

• Moderate Orders: Keep orders small to stay under review thresholds. Bulk buys scream fraud.

• Bypass Filters: With correct AVS/CVV and no 3DS, you’ll clear most checks. If 3DS hits, pivot to another site or use a pre-verified card.

Don’t be a reckless idiot. Stay cool, keep your head. This ain’t just fun and games—it’s survival. Only wolves feast; lambs are dinner.

​

4. Monetization​

Cash out clean:

• Fence Goods: Resale on marketplace gumtree what ever.

• Flip Accounts: Sell premium accounts on forums or markets.

• Stay Low: Don’t flash your wins. Complacency’s buried smarter guys than you.

Final Warnings

Braintree’s watching before you even hit the payment screen. Take it slow—read descriptions, be indecisive, leave shit in your cart and ghost for a bit. Tie up every loose end. If you know OSINT, you get how one tiny detail can fuck you over. Complacency’s the kiss of death—don’t be the next cautionary tale.


Master these steps, and Braintree’s fortress is yours to crack. I’ll drop more guides on SEON, Riskified, and other gateways soon. Got a specific site or trick you need? Hit me up below.


Stay sharp,

TJ

 

[ch3mtech]

Thanks d0c, never knew you were a believer... gotta stay enrolled eh?

 

[noname9x]

​

You know the saying, “Keep your friends close, but your enemies closer”? That’s the game when you’re carding against giants like Braintree. These billion-dollar bastards love making our lives hell, and they ain’t got mall cops jerking off to petty busts. Nah, they’ve got ML bots tracking every keystroke, running MI6-level background checks on anyone who even glances at their site. It’s like facing a million Mike Rosses, each one hoarding more data with every transaction. So, let’s break down Braintree’s fraud system and how to outsmart it. This is part one—more gateways and fraud systems to come.​

​

Braintree’s Fraud Defenses: The Wall​

Braintree’s got a stacked setup to catch you slippin’. Here’s what you’re up against:

• AVS/CVV Checks: Address Verification System (AVS) matches your billing address to the card issuer’s records. One typo, and you’re done—most sites auto-decline mismatches. CVV checks need the card’s security code, or it’s game over.

• Velocity Rules (Risk Thresholds): These flag weird behavior—multiple transactions in a short time, copy-pasting card details, or brand-new accounts. Merchants set rules like “block five failed attempts in 15 minutes” or “reject anything over a certain fraud score.”

• 3D Secure (3DS): Two-step bank verification). I don't know about you cunts, but this shits started popping up in my nightmares. If it kicks in, you’re in for a fight.

• Risk Scoring: Their ML chews through massive datasets (think every transaction made on there systems since there inception) and it will spit out a fraud score (0-100). Above 75? Instant decline (often merchants have custom rules set for it to be as low as 30 dependant on there risk levels It’s watching your device, location, even how you move your mouse.

Braintree often hooks up with fraud giants like SEON or Riskified—think Trump’s border wall mixed with Gandalf yelling, “YOU SHALL NOT PASS!” That’s a whole other beast I’ll cover later.

Merchant Tiers: Standard vs. Advanced​

View attachment 56631



Braintree gives merchants two levels of protection:

Standard Tier (Basic Fraud Tools)


This is the rookie setup, easy to crack if you’ve got half a brain:

• AVS/CVV: Checks billing address and card code. Merchants can auto-reject mismatches (e.g., wrong zip code or CVV).

• Velocity Rules: Merchants set limits, like rejecting multiple cards under one email, IP, or account, or blocking five failed tries in 15 minutes.

• Entry-Level Fraud Protection: Preset rules trained on PayPal/Braintree’s data, using basic geolocation and device filters. Stops amateurs cold but folds to pros.

Advanced Tier

This is the big leagues, built to fuck you up:

• Machine Learning & Consortium Data: Pulls from PayPal’s billions of transactions to spot sneaky patterns no basic rule catches. It’s scary good at sniffing out low-volume fraud.

• High-Precision Scoring: Analyzes hundreds of signals—device, location, behavior—in real-time to separate legit orders from attacks.

• Custom Rules: Merchants build filters for risky countries, big orders, or new accounts.

• Review Queue: Sketchy transactions get flagged for human review, balancing fraud catches with sales.

• Device Fingerprinting: Braintree’s Data Collector (via Kount) tracks your device and browser, linking you across accounts even if you switch.

• Chargeback Protection: Some plans let Braintree eat losses on approved fraudulent transactions, meaning they’re confident enough to let shit slide.

The Golden Rule: Simplify and Master

Here’s the most important thing I’ll ever tell you: if you wanna master anything—carding, martial arts, hacking, slam poetry—don’t start by storming the Pentagon. Your head’ll explode. Break it down to simple concepts and drill them like a madman. Bruce Lee said, “I fear the man who’s practiced one kick 10,000 times, not the guy who’s tried 10,000 kicks once.” Learn the core, and you won’t need every Telegram trick. The world’s your oyster.


Carding’s no different. Every good pentest follows four steps: Preparation, Recon, Execution, Monetization. Nail these, and Braintree’s defenses crumble like a house of cards.

1. Preparation​

Be the cardholder:

• Cardholder Details: Get full, matching details (name, address, CVV) before buying cards. Use OSINT tools to verify—bad data’s a death sentence.

• Residential Proxies/Anti-Detect Browser: Set your proxy to the cardholder’s city. Don’t skimp here—it’s your lifeline.

• Drops/Mail Forwarding: Use a drop address near the cardholder for deliveries.

• Device Warming: Some anti-detect browsers let bots browse like a normie—shopping, clicking ads. Do this to blend in. You’re just a regular dude, right?

• Fake Accounts: Make accounts in the cardholder’s name with matching details.

2. Recon​

This is 95% of the battle. Scout the site like a hawk:

• Practice Run: Place a small order to test their setup. Do they send 2FA emails? Can you change shipping after checkout? Any fancy ID checks?

• Social Engineering: Dig through reviews or forums for clues on fraud triggers or customer service gaps. Navigate into tools like burp suite for a more comprehensive overview.

• Act Normal: Browse slow, read descriptions, add shit to your cart, abandon it, come back later. Blend in or get burned.

3. Execution​

If you prepped right, this is a breeze:

• Clean Setup: Use a fresh fake account, unique proxy IP, and warmed device to dodge velocity and fingerprinting blocks.

• Human-Like Checkout: Type card details manually—no copy-paste bullshit. Time your inputs to mimic a real user.

• Moderate Orders: Keep orders small to stay under review thresholds. Bulk buys scream fraud.

• Bypass Filters: With correct AVS/CVV and no 3DS, you’ll clear most checks. If 3DS hits, pivot to another site or use a pre-verified card.

Don’t be a reckless idiot. Stay cool, keep your head. This ain’t just fun and games—it’s survival. Only wolves feast; lambs are dinner.

​

4. Monetization​

Cash out clean:

• Fence Goods: Resale on marketplace gumtree what ever.

• Flip Accounts: Sell premium accounts on forums or markets.

• Stay Low: Don’t flash your wins. Complacency’s buried smarter guys than you.

Final Warnings

Braintree’s watching before you even hit the payment screen. Take it slow—read descriptions, be indecisive, leave shit in your cart and ghost for a bit. Tie up every loose end. If you know OSINT, you get how one tiny detail can fuck you over. Complacency’s the kiss of death—don’t be the next cautionary tale.


Master these steps, and Braintree’s fortress is yours to crack. I’ll drop more guides on SEON, Riskified, and other gateways soon. Got a specific site or trick you need? Hit me up below.


Stay sharp,

TJ

tks