Carding 🏧 Checking Card Balances: The Secret Weapon of Pros (+ vid) 🏧



C

Ckforever70

Basic
Joined
03.12.24
Messages
6
Reaction score
0
Points
1
d0ctrine said:

🏧 Checking Card Balances: The Secret Weapon of Pros 🏧

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677
  • Request an authorization for a specific amount on the card.
  • If approved, refund the amount.
  • If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679
  • Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
  • Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
  • Dial the banks automated system.
  • Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
  • When prompted, enter your card number.
  • If requested, provide additional info like the cardholders ZIP code.
  • Listen for the balance information.

Caveats:
View attachment 45680
  • Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
  • New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
  • Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
  • If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
  • Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
  • If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.
Video Demo:

*** Hidden text: cannot be quoted. ***



Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.
Click to expand...
Great
 
B

Binbull06

Carding Novice
Joined
11.11.24
Messages
8
Reaction score
1
Points
3
d0ctrine said:

🏧 Checking Card Balances: The Secret Weapon of Pros 🏧

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677
  • Request an authorization for a specific amount on the card.
  • If approved, refund the amount.
  • If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679
  • Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
  • Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
  • Dial the banks automated system.
  • Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
  • When prompted, enter your card number.
  • If requested, provide additional info like the cardholders ZIP code.
  • Listen for the balance information.

Caveats:
View attachment 45680
  • Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
  • New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
  • Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
  • If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
  • Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
  • If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.
Video Demo:

*** Hidden text: cannot be quoted. ***



Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.
Click to expand...
fuckin genius
 
K

kira306

Carding Novice
Joined
22.11.24
Messages
8
Reaction score
0
Points
1
d0ctrine said:

🏧 Checking Card Balances: The Secret Weapon of Pros 🏧

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677
  • Request an authorization for a specific amount on the card.
  • If approved, refund the amount.
  • If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679
  • Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
  • Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
  • Dial the banks automated system.
  • Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
  • When prompted, enter your card number.
  • If requested, provide additional info like the cardholders ZIP code.
  • Listen for the balance information.

Caveats:
View attachment 45680
  • Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
  • New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
  • Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
  • If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
  • Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
  • If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.
Video Demo:

*** Hidden text: cannot be quoted. ***



Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.
Click to expand...
Suii
 
C

Cheventhegod

Carding Novice
Joined
16.02.23
Messages
10
Reaction score
2
Points
3
d0ctrine said:

🏧 Checking Card Balances: The Secret Weapon of Pros 🏧

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677
  • Request an authorization for a specific amount on the card.
  • If approved, refund the amount.
  • If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679
  • Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
  • Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
  • Dial the banks automated system.
  • Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
  • When prompted, enter your card number.
  • If requested, provide additional info like the cardholders ZIP code.
  • Listen for the balance information.

Caveats:
View attachment 45680
  • Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
  • New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
  • Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
  • If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
  • Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
  • If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.
Video Demo:

*** Hidden text: cannot be quoted. ***



Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.
Click to expand...
thx
 
G

gregjackson

Active Carder
Joined
27.11.24
Messages
92
Reaction score
9
Points
8
d0ctrine said:

🏧 Checking Card Balances: The Secret Weapon of Pros 🏧

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677
  • Request an authorization for a specific amount on the card.
  • If approved, refund the amount.
  • If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679
  • Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
  • Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
  • Dial the banks automated system.
  • Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
  • When prompted, enter your card number.
  • If requested, provide additional info like the cardholders ZIP code.
  • Listen for the balance information.

Caveats:
View attachment 45680
  • Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
  • New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
  • Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
  • If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
  • Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
  • If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.
Video Demo:

*** Hidden text: cannot be quoted. ***



Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.
Click to expand...
Tu
 
V

Vlsiphon

Carding Novice
Joined
27.10.24
Messages
9
Reaction score
0
Points
1
d0ctrine said:

🏧 Checking Card Balances: The Secret Weapon of Pros 🏧

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677
  • Request an authorization for a specific amount on the card.
  • If approved, refund the amount.
  • If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679
  • Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
  • Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
  • Dial the banks automated system.
  • Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
  • When prompted, enter your card number.
  • If requested, provide additional info like the cardholders ZIP code.
  • Listen for the balance information.

Caveats:
View attachment 45680
  • Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
  • New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
  • Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
  • If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
  • Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
  • If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.
Video Demo:

*** Hidden text: cannot be quoted. ***



Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.
Click to expand...
Thanks!
 
A

anonymoiptys

Carding Novice
Joined
07.12.24
Messages
5
Reaction score
1
Points
3
d0ctrine said:

🏧 Checking Card Balances: The Secret Weapon of Pros 🏧

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677
  • Request an authorization for a specific amount on the card.
  • If approved, refund the amount.
  • If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

Хотя этот трюк с телефонной системой мощный , это не единственный способ получить информацию о балансе. Есть и другие методы, особенно если вы можете зарегистрировать карты. Мы углубимся в эти методы в будущих руководствах, расширяя ваш арсенал инструментов для проверки баланса.

Это не универсальное решение. Его эффективность зависит от конкретных BIN и банков. Некоторые банки внедрили дополнительные этапы проверки. Но для тех, кто этого не сделал, это как прямой доступ к их финансовым данным. В этой игре в кошки-мышки между кардерами и банками телефонные системы остаются ценной уязвимостью .

Процесс

Вы меня знаете, если есть что-то, что я ненавижу больше всего, так это кормление вас BIN с ложечки . Это не отточит ваши навыки или действительно не улучшит ваши навыки кардинга. Однако, чтобы вы начали, вот список BIN , которые работают с этим методом. Помните, что это всего лишь несколько, и есть еще сотни других:

*** Скрытый текст: не может быть процитирован. ***


Как только вы освоите процесс, поиск дополнительных BIN-кодов станет простым . Поспрашивайте или найдите известных продавцов баланса и составьте список предлагаемых ими карт. Бум — у вас есть солидный список BIN-кодов для проверки баланса.

Пошаговый процесс:
View attachment 45679
  • Определите банк, связанный с вашим BIN . Например, для карты 414740 необходимо позвонить в Chase по номеру 8882474080.
  • Получите номер Skype или, что предпочтительнее, воспользуйтесь услугами провайдера VOIP . Google Voice обычно занесен в черный список , поэтому избегайте его.
  • Позвоните в автоматизированную систему банка.
  • Перейдите по меню ботов. Выберите опции, которые ведут к проверке баланса (зависит от банка).
  • При появлении запроса введите номер вашей карты.
  • При необходимости предоставьте дополнительную информацию, например почтовый индекс владельца карты.
  • Прослушайте информацию о балансе.

Предостережения:
View attachment 45680
  • Большинство банков запрашивают только номер карты или почтовый индекс. Однако будьте готовы к другим возможным запросам.
  • Новые учетные записи Skype , звонящие на банковские номера, часто быстро попадают в черный список . Провайдеры VOIP , как правило, более надежны .
  • Ваш номер может быть помечен из-за неудачных попыток или частого использования другими кардерами. Это особенно касается номеров Skype .
  • Если отмечено , вас могут перенаправить к агенту-человеку или попросить SSN/DOB. В этих случаях вам нужно будет поискать информацию о держателях карт.
  • Использование инструментов VOIP с возможностями подмены номеров может помочь вам избежать попадания в черный список и обойти усиленные проверки безопасности.
  • Если вы постоянно терпите неудачу с одним числом, поменяйте его. Не сжигайте все свои карты на одной, потенциально помеченной строке.
Видео-демонстрация:

*** Скрытый текст: не может быть процитирован. ***



Заключение

Мы много говорили в этом руководстве, от устаревшего метода возврата авторизации до текущего метода использования банковских телефонных систем. Но не думайте ни на секунду, что мы использовали все возможности здесь.

Звонок в банк — это не только проверка баланса. Это универсальный инструмент в наборе инструментов кардера с приложениями, которые мы едва коснулись поверхности. В будущих руководствах мы рассмотрим, как эти же телефонные системы могут использоваться для всего: от социальной инженерии до сбора дополнительной информации о держателях карт.

Телефонный метод — это не просто пони с одним трюком. Это ваш путь к богатству информации, которая может поднять весь ваш процесс кардинга на новый уровень. От обхода проверок мини-зарядов до получения истории транзакций — возможности безграничны .
Помните: эта хрень не застыла в камне. Банки постоянно развиваются и постоянно пытаются залатать эти уязвимости . То, что работает сегодня, может оказаться бесполезным завтра. Вот почему важно оставаться адаптивным , продолжать учиться и совершенствовать свои методы.

Подводя итог, позвольте мне напомнить вам: эти знания — инструмент, а не гарантия. Используйте их с умом и всегда будьте начеку. Игра постоянно меняется, и выживут только те, кто умеет адаптироваться .
Будьте внимательны и держите глаза открытыми. Мы вернемся с более продвинутыми приемами, более креативными подвигами и новыми способами оставаться впереди в этой цифровой игре в кошки-мышки.

До тех пор, счастливой охоты, славные ублюдки. d0ctrine out.
Click to expand...
 
A

anonymoiptys

Carding Novice
Joined
07.12.24
Messages
5
Reaction score
1
Points
3
d0ctrine said:

🏧Проверка баланса карты: секретное оружие профессионалов🏧

Проверка баланса карты. Это был святой Грааль для кардеров с давних пор. Каждый новичок с недавно купленными CVV хочет знать свою ценность. И на то есть веская причина .
В нашей работе знание своего баланса является важной информацией .

View attachment 45676


Почему кардеры зациклены на этой херне? Все просто. Знание баланса означает знание своих пределов. Это разница между уверенным кардингом MacBook Pro за 5000 долларов и получением виртуальных дырок от карт с лимитом в 50 долларов, которые отклоняют при попытке купить чертов сэндвич. Проверка баланса формирует всю вашу деятельность. Это то, как вы максимизируете прибыль и минимизируете ненужные риски .

Но не заблуждайтесь: проверка баланса не так проста, как вход в какую-то волшебную панель управления кардера. Банки на самом деле не расстилают красную дорожку, чтобы мы могли посмотреть на украденную информацию о картах. Это требует сочетания социальной инженерии , технического интеллекта и серьезных нервов .
Мы сосредоточились на надежном методе : звонке в телефонную систему банка. Этот подход работает для определенных BIN , где другие методы часто терпят неудачу . Он обходит онлайн-безопасность и дает вам прямой доступ к нужной вам информации.

Это руководство улучшит ваши навыки проверки баланса для этих конкретных диапазонов карт. Помните, что эти знания — инструмент. Используйте их с умом .

Как раньше работала проверка баланса

В старые времена кардинга проверка баланса была намного проще. Лучшим методом был метод auth-refund . Он был простым и работал на удивление хорошо .

Вот как это работало:

View attachment 45677
  • Запросите авторизацию на определенную сумму по карте.
  • В случае одобрения верните сумму.
  • Если вам отказали, попробуйте ввести меньшую сумму и повторите попытку.

Это позволило бы кардерам получить баланс карт с довольно хорошей точностью . Это была в основном игра выше-ниже, но на реальные деньги.
Метод auth-refund был популярен , потому что не требовал технических навыков. Никакой социальной инженерии, никаких сложных схем — просто серия быстрых транзакций, которые часто оставались вне поля зрения обнаружения мошенничества.

Но этот метод мертв в 2024 году. Черт, он даже не работал 6 лет назад. Банки и финансовые учреждения так сильно улучшили свою безопасность . Многократные попытки авторизации карты теперь вызывают оповещения о мошенничестве почти мгновенно. Быстрые возвраты также вызывают проблемы, поскольку современные банковские системы не всегда обрабатывают возврат мгновенно.
Последним гвоздем в гроб этого метода стали ИИ и машинное обучение в обнаружении мошенничества. Эти системы могут за секунды обнаружить закономерности, связанные с проверкой баланса, и заблокировать карту еще до того, как вы сможете определить баланс.

Хотя метод auth-refund все еще может работать в некоторых старых системах, он нежизнеспособен для большинства крупных банков и эмитентов карт. Это заставило кардеров придумать новые и более продвинутые методы проверки баланса.

Банковская телефонная система

После того, как метод возврата авторизации устарел , кардерам понадобились новые способы проверки балансов. Затем один гигакардер открыл метод, настолько простой, что он почти комичен: просто позвоните в банк .

Для некоторых карт, особенно в США , вы можете позвонить в автоматизированную систему банка, ввести номера карт и немедленно получить информацию о вашем балансе. Нет необходимости в сложной социальной инженерии или сложных схемах. Это только вы, телефон и автоматизированный голос, который не делает различий между законными держателями карт и кардерами.

Банки внедрили эти системы для повышения удобства клиентов. В своих усилиях по созданию удобных для пользователя услуг они создали автоматизированные платформы для быстрого доступа к информации о счетах. Нужно проверить баланс в неурочное время? Автоматизированная система готова к работе.

Эта услуга была разработана для законных сценариев: пользователи, которые потеряли свои учетные данные для онлайн-банкинга или не имеют доступа к Интернету. Банки посчитали это низкорисковым методом предоставления круглосуточного обслуживания без затрат на операторов-людей. Их предположение было простым: обладание номером карты равнозначно идентификации владельца карты.

Они ошиблись .

View attachment 45678

Банки не смогли понять, как это удобство станет отличным ресурсом для кардеров. По сути, мы эксплуатируем их попытку улучшить обслуживание клиентов. Это непреднамеренная уязвимость в их системе.

Настоящее преимущество этого метода заключается в его тонкости . В отличие от техники возврата авторизации , которая создает кучу подозрительных транзакций, убивающих карту, проверки баланса телефона часто остаются незамеченными . Нет никаких попыток списания или возврата, а просто простой запрос, который выглядит как обычное управление счетом.

Но преимущества не ограничиваются проверкой баланса. Этот метод часто предоставляет доступ к последним данным транзакций — своего рода «мини»-версия enroll. Эта дополнительная информация может быть очень полезна для определенных методов, позволяя обойти системы проверки minicharge на таких платформах, как Facebook .

Хотя этот трюк с телефонной системой мощный , это не единственный способ получить информацию о балансе. Есть и другие методы, особенно если вы можете зарегистрировать карты. Мы углубимся в эти методы в будущих руководствах, расширяя ваш арсенал инструментов для проверки баланса.

Это не универсальное решение. Его эффективность зависит от конкретных BIN и банков. Некоторые банки внедрили дополнительные этапы проверки. Но для тех, кто этого не сделал, это как прямой доступ к их финансовым данным. В этой игре в кошки-мышки между кардерами и банками телефонные системы остаются ценной уязвимостью .

Процесс

Вы меня знаете, если есть что-то, что я ненавижу больше всего, так это кормление вас BIN с ложечки . Это не отточит ваши навыки или действительно не улучшит ваши навыки кардинга. Однако, чтобы вы начали, вот список BIN , которые работают с этим методом. Помните, что это всего лишь несколько, и есть еще сотни других:

*** Скрытый текст: не может быть процитирован. ***


Как только вы освоите процесс, поиск дополнительных BIN-кодов станет простым . Поспрашивайте или найдите известных продавцов баланса и составьте список предлагаемых ими карт. Бум — у вас есть солидный список BIN-кодов для проверки баланса.

Пошаговый процесс:
View attachment 45679
  • Определите банк, связанный с вашим BIN . Например, для карты 414740 необходимо позвонить в Chase по номеру 8882474080.
  • Получите номер Skype или, что предпочтительнее, воспользуйтесь услугами провайдера VOIP . Google Voice обычно занесен в черный список , поэтому избегайте его.
  • Позвоните в автоматизированную систему банка.
  • Перейдите по меню ботов. Выберите опции, которые ведут к проверке баланса (зависит от банка).
  • При появлении запроса введите номер вашей карты.
  • При необходимости предоставьте дополнительную информацию, например почтовый индекс владельца карты.
  • Прослушайте информацию о балансе.

Предостережения:
View attachment 45680
  • Большинство банков запрашивают только номер карты или почтовый индекс. Однако будьте готовы к другим возможным запросам.
  • Новые учетные записи Skype , звонящие на банковские номера, часто быстро попадают в черный список . Провайдеры VOIP , как правило, более надежны .
  • Ваш номер может быть помечен из-за неудачных попыток или частого использования другими кардерами. Это особенно касается номеров Skype .
  • Если отмечено , вас могут перенаправить к агенту-человеку или попросить SSN/DOB. В этих случаях вам нужно будет поискать информацию о держателях карт.
  • Использование инструментов VOIP с возможностями подмены номеров может помочь вам избежать попадания в черный список и обойти усиленные проверки безопасности.
  • Если вы постоянно терпите неудачу с одним числом, поменяйте его. Не сжигайте все свои карты на одной, потенциально помеченной строке.
Видео-демонстрация:

*** Скрытый текст: не может быть процитирован. ***



Заключение

Мы много говорили в этом руководстве, от устаревшего метода возврата авторизации до текущего метода использования банковских телефонных систем. Но не думайте ни на секунду, что мы использовали все возможности здесь.

Звонок в банк — это не только проверка баланса. Это универсальный инструмент в наборе инструментов кардера с приложениями, которые мы едва коснулись поверхности. В будущих руководствах мы рассмотрим, как эти же телефонные системы могут использоваться для всего: от социальной инженерии до сбора дополнительной информации о держателях карт.

Телефонный метод — это не просто пони с одним трюком. Это ваш путь к богатству информации, которая может поднять весь ваш процесс кардинга на новый уровень. От обхода проверок мини-зарядов до получения истории транзакций — возможности безграничны .
Помните: эта хрень не застыла в камне. Банки постоянно развиваются и постоянно пытаются залатать эти уязвимости . То, что работает сегодня, может оказаться бесполезным завтра. Вот почему важно оставаться адаптивным , продолжать учиться и совершенствовать свои методы.

Подводя итог, позвольте мне напомнить вам: эти знания — инструмент, а не гарантия. Используйте их с умом и всегда будьте начеку. Игра постоянно меняется, и выживут только те, кто умеет адаптироваться .
Будьте внимательны и держите глаза открытыми. Мы вернемся с более продвинутыми приемами, более креативными подвигами и новыми способами оставаться впереди в этой цифровой игре в кошки-мышки.

До тех пор, счастливой охоты, славные ублюдки. d0ctrine out.
Click to expand...
Thank you!
 
A

accvipfull18

Carding Novice
Joined
06.10.24
Messages
12
Reaction score
0
Points
1
d0ctrine said:
Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.
Click to expand...
ok
 
W

wtmmar48

Carding Novice
Joined
11.12.24
Messages
15
Reaction score
2
Points
3
d0ctrine said:

🏧 Checking Card Balances: The Secret Weapon of Pros 🏧

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677
  • Request an authorization for a specific amount on the card.
  • If approved, refund the amount.
  • If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679
  • Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
  • Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
  • Dial the banks automated system.
  • Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
  • When prompted, enter your card number.
  • If requested, provide additional info like the cardholders ZIP code.
  • Listen for the balance information.

Caveats:
View attachment 45680
  • Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
  • New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
  • Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
  • If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
  • Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
  • If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.
Video Demo:

*** Hidden text: cannot be quoted. ***



Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.
Click to expand...
Wow
 
You must log in or register to reply here.
Top Bottom