Hi,
I havent cashed any clone yet.
People in cloning groups say MSR is not needed.
I'm planning on buying one but would like to see what you guys think.
MSR is needed cos you can't successfully clone a chip without having the physical card
Successfully means not just ATM showing the balance but you actually pulling out the cash
All EMV SOFTWARE IS 100% useless, think about it if it was useful why won't the kids pminh you not use it for themselves or ask you supply dumps so you partner for cashout?!
To use a bought dump , only 3 methods work
1. Buy a magstripe dump that's not chip, 101 , 121 codes ...120 is also magstripe but you can't use it without the 4 digit pin. Now these codes don't have ship so easily cloned....but they maybe other factors that will result in decline, like low funds, dead cards, region block, irregular amount etc
2 . To cashout chip cards 201, 221, 220 etc, only 2 methods work
(A) Damage the chip with a 12v so the old specific ATM , specific pos can't read the chip and fallsback to the magstripe after 1 dip or 3 dipping ....but they maybe other factors that will result in decline, like an ATM /pos that won't fallback kn magstripe if it can't read chip, some banks bins will never approve if chip cant be read , then low funds, dead cards, region block, irregular amount etc
(B) Use a nfc working app for dumps ...you know apple pay, Samsung pay, Google pay , Walmart pay right?? Well apple pay are nfc apps where you store the card information on your app and go to store to tap and pay
But apple pay is for cvv and not for dumps...you can't put track 1 and track 2 on apple pay and also apple pay asks for cvv2 which is not included when buying dumps....also apple pay requires verification from cardholder in the form of otp, sms, calling the bank, verification on the mobile app unless you have the very very few apple pay auto add bins that doesn't require otp when adding cards and just adds automatically.
Well there are nfc apps for dumps that you put your track 2 on the app, then use your phone to go tap and pay on store...works for magstripe and chip , it doesn't matter cos you are not using a physical card but using a app....problem is that the common nfc ones airpay aka mycard have a 0 to 1% success rate and even at that have very very few working bins....some customized nfc dump appp can work for just mastercard debit usa and fail for visa and other countries , some custom ones have a 70% rate but those with it won't release it cos they either got it for thousands or don't want it to die soon....other factors that will result in decline, like non working public nfc app, non working bins, low funds, dead cards, region block, irregular amount etc
So that's how to clone and cashout or shop , anything apart from above is 100% crap