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Paypal Secrets ! Paypal Secrets!! Paypal Secrets!!!

ZELK

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How to create a new account

If you’ve never had Paypal before, this is good, as you have a fresh start. It is OK to have a Paypal account that has your real info on it, as long as you just use it for innocent purposes, like selling or buying online.


I will not go in to detail about opening a genuine PP account, as it is pretty self explanatory. If you are banned, or just want another legit/main account for back up reasons, you basically make this new account the same way as you would create a stealth account. The only difference is how you use it.


It is best to use you main Paypal account on a separate browser than your stealth accounts. This just prevents accidents, like forgetting to log out, forgetting to clear cookies, and IP address/proxy issues.


Whenever you are done doing whatever it is you are doing, log and and clear your cookies and cache. I suggest using the same firefox portable as in the TOR browser bundle. All this is cleared automatically when you close the browser.


You need to first find a region-specific IP address to use as a proxy. There are many paid proxy services who do this. Don’t use TOR, Paypal can detect it and will limit/ban your new account.


One thing I like to do is to use a free webhost and set up a basically useless site/page. Once they manually review the site, I put in a php proxy script to use so that I get a US IP address. If you implement this method, you must use a different host or at least create a new website within that host to get on a different server, or the IP address can be the same.


It’s just one of the things I like to do. A sourceforge link for the proxy will be located at the end of this guide. Now that you have your proxy, check it on www.dawhois.com or other site and make sure it is working.


Next you need a new email account (new for every paypal account you create). I prefer yahoo since they never ask for phone verification and I can create yahoo accounts through TOR. Using a new email and IP address for every paypal account is MANDATORY! If you use the same IP for 2 accounts, it may as well be one account, it will only be a matter of time before they link them and ban them both.


You are going to want to get verified on at least one account, your main account. Your spending and withdraw limits will be lifted once verified, and this is the main reason to do this. Unverified accounts can only withdraw 500USD per month, but there is no online spending limit.


If you live in US, Canada or Australia the only way to verify a Paypal account is by attaching it to a bank account. Fortunately, BY LAW, Paypal cannot see the name attached to the bank account. This is why they send 2 small deposits to it. You seeing the deposits and entering them in to Paypal “verifies” that you are the owner of the account.


If you live in Europe and most countries outside US you will need a valid debit or credit card to verify a Paypal account.


This is good to know just in case you lose your main account, all you need to do is open a new bank account or virtual card and start a new, verified Paypal account. Just make sure that you use a new bank account or card number with every account you wish to get verified. Having an account linked to a real bank account is ideal, since to get your money out, all you have to do is send it to the bank or use the Paypal debit card at an ATM (US residents).


But, not everybody can or wants to do this. If for any reason you don’t want to use your own bank account, or want to verify other stealth accounts but not withdraw straight to the bank with them, you can buy a VBA, Virtual Bank Account or VCC virtual debit cards with cvv code.


These accounts are used only for verification. You can never withdraw your paypal funds direct to VBA account, as it becomes obsolete after it is used. Unless paypal has a reason to withdraw from your bank account, they will never know that the account is closed.




CASH OUT ANONYMOUS

This is the important part, and not surprisingly, the part most people screw up. Screw it up once, and link accounts, you risk having your money frozen, AKA, lost for good. Here are some of most used methods to retrieve your funds from Paypal.




e-Bay method:

The easiest way is to buy digital goods as vouchers, coupons or bitcoins from e- Bay auctions. You must to create a good stealth ebay account and after assign your Paypal account.




Escrow sites method

Other easy way is to use re-seller sites and freelance sites. http://fiverr.com , http://freelancer.com and others that offer an escrow service. This method should also be used to transfer from any paypal to paypal accounts that you own. Never link your accounts! Just like with paypal, set up accounts both as seller and buyer on however many sites you want to use. You really only need one seller account on each, and as many buyer accounts as you with.


Again, use new IPs and emails for every account. It is not only fine, but recommended to pair each account with the same IP/Email combo as the stealth paypal account it corresponds to. It’s just easier to keep track of the combo this way. Paypal will only see the escrow transaction, and the link between the stealth and main account is broken.




Anonymous card method

  1. Open an EU paypal account from one of the countries below. You can use fakenamegenerator.com or whatever you
  2. Just make sure is is a merchant and not personal. There are 3 levels, go with the
  3. Get an anonymous debit card over web, and link it to the Paypal, using the CC and not the bank. I know for sure that the bank wont work for US accounts, as it is a deposit only bank account number. Depending on the country and the country’s banking regs, paypal may or may not try to take back the verification amount they sent. Forget that.
  4. Once the Paypal and debit card are connected successfully, it is time to get cash out your money. Just look at card withdrawal option and transfer your funds to your anonymous

Look at https://www.paypal.com/worldwide/ and search countries that Paypal allows withdrawals to cards.




Credit card to IBAN method

You register online with GlobalWebPay http://www.globalwebpay.com You provide us with the money you wish to send (Either with CC or Bank).


Funds are typically received by the recipient within 3 working days but often the next working day. Get some fresh CC’s/ -Anon Iban Accounts good VPN network and ready to go. And just start cashing out all day from different CC to different IBAN.




Exchanges sites method

Another good method is to use money exchanges websites to change Paypal for Liberty Reserve, bitcoins, WebMoney, etc. But few sites accept Paypal because it is refundable and high risk for traders. Good and trusted sites:


  1. Multi: https://www.wm-center.com/exchange
  2. Ukraine: http://ukrwm.com/en
  3. United Kingdom: http://www.paypal2webmoney.com
  4. Russia: http://exwp.com/index_en.html
  5. USA:http://exchangezone.com
 

ZELK

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Joined
09.08.20
Messages
33
Reaction score
11
Points
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e-Bay method:

The easiest way is to buy digital goods as vouchers, coupons or bitcoins from e- Bay auctions. You must to create a good stealth ebay account and after assign your Paypal account.




Escrow sites method

Other easy way is to use re-seller sites and freelance sites. http://fiverr.com , http://freelancer.com and others that offer an escrow service. This method should also be used to transfer from any paypal to paypal accounts that you own. Never link your accounts! Just like with paypal, set up accounts both as seller and buyer on however many sites you want to use. You really only need one seller account on each, and as many buyer accounts as you with.


Again, use new IPs and emails for every account. It is not only fine, but recommended to pair each account with the same IP/Email combo as the stealth paypal account it corresponds to. It’s just easier to keep track of the combo this way. Paypal will only see the escrow transaction, and the link between the stealth and main account is broken.




Anonymous card method

  1. Open an EU paypal account from one of the countries below. You can use fakenamegenerator.com or whatever you
  2. Just make sure is is a merchant and not personal. There are 3 levels, go with the
  3. Get an anonymous debit card over web, and link it to the Paypal, using the CC and not the bank. I know for sure that the bank wont work for US accounts, as it is a deposit only bank account number. Depending on the country and the country’s banking regs, paypal may or may not try to take back the verification amount they sent. Forget that.
  4. Once the Paypal and debit card are connected successfully, it is time to get cash out your money. Just look at card withdrawal option and transfer your funds to your anonymous

Look at https://www.paypal.com/worldwide/ and search countries that Paypal allows withdrawals to cards.




Credit card to IBAN method

You register online with GlobalWebPay http://www.globalwebpay.com You provide us with the money you wish to send (Either with CC or Bank).


Funds are typically received by the recipient within 3 working days but often the next working day. Get some fresh CC’s/ -Anon Iban Accounts good VPN network and ready to go. And just start cashing out all day from different CC to different IBAN.




Exchanges sites method

Another good method is to use money exchanges websites to change Paypal for Liberty Reserve, bitcoins, WebMoney, etc. But few sites accept Paypal because it is refundable and high risk for traders. Good and trusted sites:


  1. Multi: https://www.wm-center.com/exchange
  2. Ukraine: http://ukrwm.com/en
  3. United Kingdom: http://www.paypal2webmoney.com
  4. Russia: http://exwp.com/index_en.html
  5. USA:http://exchangezone.com



HOW PAYPAL LIMITS ACCOUNTS

PayPal might limit your account and freeze your funds because:


  1. You received too much money into your account (this can be any amount that is not in proportion to what you normally received during the average history of your account).
  2. You transferred too much money out of your account ($2,000 US is the rumored amount that triggers the fraud system).
  3. You called customer service at PayPal and made somebody angry (there are documented cases of irate customers calling PayPal only to find out their accounts were limited moments after the phone call was made).
  4. PayPal has reason to believe you have more than the allowed two PayPal accounts (One Personal Account/One Premier Account).
  5. Somebody filed a complaint with PayPal about you (a buyer or a seller or an interested third party).
  6. You filed a complaint against somebody (a buyer or a seller).
  7. You initiated a chargeback with your credit card
  8. You initiated a chageback with your credit card company before you filed a claim through PayPal’s Buyer or Seller Protection
  9. PayPal thinks you are trying to avoid paying PayPal fees by charging excessive shipping & handling charges for your
  10. PayPal thinks you are using your PayPal account to speculate in the currency
  11. PayPal doesn’t agree with some content on your website (example: a man who ran a well known blog had his PayPal account limited because his website contained a link to the Pearl terrorist killing. He accepted PayPal donations on his website for his news blog).
  12. PayPal believes you are in violation of its User
  13. PayPal believes you are in violation of its Acceptable Use Policy (example: PayPal believes you used your account to purchase a dirty book or dirty magazine).
  14. PayPal believes you are in violation of its Privacy Policy (example: you gave information to the police about a fraud suspect who is also a PayPal member).
  15. PayPal believes you are in violation of their User
  16. You used your PayPal Debit Card to purchase material that PayPal finds objectionable (even if it’s legal in the real world).
  17. You charged too much money on your PayPal Debit
  18. You went on vacation and used your debit card in another state or another
  19. You used your PayPal debit card to make an online transaction that was not through PayPal (or a telephone order).
  20. You refunded a buyer through your PayPal account — but did not use the proper refund
  21. You lost a dispute
  22. You are late Paying your eBay fees — or you owe eBay
  23. You received a negative feedback comment on your eBay
  24. You chose to use your PayPal account without verifying
  25. PayPal believes that your account information is not up-to-date — even if they have no grounds to actually believe
  26. PayPal tried to contact you over the phone and you did not
  27. You were the victim of fraud (example: you clicked on a link in an email that you thought was from PayPal but it was really a phishing website).
  28. You reported to PayPal an unauthorized purchase made on your PayPal account or your credit
  29. You moved into a house or new apartment that was occupied by somebody with a limited PayPal
  30. You logged into your PayPal account from a location that was not your usual log in location (example: friend’s house or place of employment).
  31. PayPal has linked your account with another person who has a limited account and/or outstanding issues to resolve with
  32. PayPal froze your account because they linked you as being “associated” with a family member of yours that has an outstanding PayPal problem to deal
  33. After conducting a credit check on you, your credit score was too high, too low or you had too many open lines of credit or
  34. A third party contacts PayPal saying — without evidence — that you are engaging in fraudulent
  35. PayPal suspects you are engaging in fraudulent
  36. PayPal believes that your business practices are risky and pose a potential harm to yourself, to PayPal and to other PayPal
  37. The phone number you registered with PayPal happens to be the same phone number of somebody who has/had PayPal
  38. You new provider has some IP number was associated with somebody who has/had PayPal
  39. You conducted a transaction with an individual who has PayPal problems (such as a buyer or a seller). PayPal will “link” you with that
  40. You sold something and the buyer was a con artist or scammer. You get “linked” to that
  41. You violated PayPal’s user agreement by posting anti-PayPal writings or thoughts in a public place (example: internet)
  42. Your name, your address, your phone number, or your ISP is SIMILIAR to a person who has/had PayPal
  43. You were associated with a person who has a frozen PayPal
  44. You refused PayPal’s request for very private information about
  45. PayPal requested information from you which you supplied — but you did not supply it fast
  46. You logged into your PayPal account from a public internet
  47. You sold an item on eBay that is popular for scammers to sell (high priced items or popular items like Rolex watches, Play Stations, Computers, )
  48. You sold an online e-book to a buyer who later filed a complaint against you – PayPal asked you for a tracking number and you could not provide it.
  49. You went to PayPal’s website and logged in using a proxy service or other anonymous software that you use to protect yourself on the internet.
  50. While registering, you typed your name wrong into your personal profile (example: Smith, John when it should be John Smith)
  51. You bought or sold something that was on PayPal’s Restricted Items List (academic software, concert tickets, OEM software, surveillance equipment or adult material, )
  52. You sent money to a country that is on PayPal’s unauthorized
  53. You received money from a country that is on PayPal’s unauthorized
  54. The bank account you verified with PayPal was a new
  55. You have a high credit card balance that triggered PayPal’s fraud detection system – a high card balance means a higher risk that you will engage in
  56. PayPal conducted a third party investigation of you. Based on those findings, they limited your account (you have been sued, arrested, charged with a crime, have too many debts ).
  57. PayPal tried to withdraw money from your bank account or credit card and was
  58. You PayPal account shares similar details with an account that has already been
  59. You PayPal account is in the
  60. Your PayPal account might become in the
  61. A chargeback was filed against
  62. You attempted to modify or change your personal details but were not able
  63. You removed your bank account or credit card information from your PayPal
  64. PayPal believes you are not who you say you
  65. You withdrew or transferred $2,500 or more from your PayPal account within 24 hours or over a
  66. You did something strange (example: transferred money to a roommate with a PayPal account or a family member).
  67. Your overall withdrawal and deposit activity is “suspicious.”
  68. Your name on your social security number does not match EXACTLY what is on your PayPal account (example: Social Security Card/Number is Robert Smith but your PayPal account name is Bob Smith).
  69. The name on your bank account or credit card does not MATCH exactly with the name on your PayPal account (example: William Smith vs. Will Smith or Bob Smith).
  70. There are an additional 100 plus fraud ques unknown to the general public that will trigger an unpleasant experience with

Believe it or not, these are all reasons as to why PayPal can and will limit your account. With a limited or frozen PayPal account, you have NO access to your own money. There are many, many more reasons as to why PayPal will limit your account and deny you access to your money. Any number of things unknown to you or I can trigger such an event.


The reason why this is so disturbing is this: once your account is limited, you have a less than 10% chance of getting your account unlimited. That means less than a 10% chance of getting your account restored to its previous state — because you made a mistake that you did not know was a mistake or PayPal accused you of something without having or offering any evidence as to your guilt.


The simple whim of PayPal can destroy your business and your online reputation. The simple whim of PayPal can freeze access to funds that you need to support your family, pay bills, take that dream vacation or replace the busted tires on your car.


Most disturbing of all: PayPal does not need a reason to freeze your funds and limit your account. Remember, PayPal says in its User Agreement (that you agreed to) that it can limit and freeze your funds for “any reason.”


Maybe PayPal needs a large infusion of cash for whatever reason — or a short term loan on your money. PayPal can freeze accounts on a mass level for no reason at all. Why? Because PayPal CAN.
 

ZELK

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RESTORING LIMITED ACCOUNTS

In the event that PayPal limits your account as a result of suspected fraud or other problem, you can restore it to its original, unrestricted state.


If PayPal determines that you have been engaging in fraudulent or high-risk activity (such as selling fake merchandise or using stolen credit cards) or that you have not been abiding by the terms of the user agreement (e.g., you’ve been using PayPal to sell pornographic material or weapons) PayPal will impose limits on your account.


Your account might also be limited if you initiate a bank transfer that then fails due to insufficient funds or if you accept a payment that is later disputed by its sender.


PayPal often limits the account’s access to certain features, such as sending, withdrawing, or even receiving money. This helps protect any other PayPal users with whom you’ve been dealing and helps reduce subsequent losses that PayPal would otherwise have to incur.


You know that PayPal has limited your account when your Account Overview page has a pink box that says Account Access Limited. As you might expect, click the “Click here for details” link for an explanation.


PayPal prides itself on being good at spotting high-risk behavior, but they also recognize that not all high-risk transactions are necessarily fraudulent or bad and not all disputes are the seller’s fault. Thus, PayPal has an appeals process for those who have had their accounts limited.




Filing an Appeal

Needless to say, the best thing you can do if your account has been limited is to precisely follow the instructions on the web site and in the notification email you receive.





Often, this entails completing a sequence of steps to provide PayPal with evidence of ownership of the PayPal account, ownership of the financials attached to the account, and verification of your own identity and address.


Only after you have completed all the required steps will a PayPal Account Review Representative review your account. For instance, if PayPal asks you to fax several documents, your account will not be reviewed until you submit all requested documents and have completed all the remaining steps.


In addition, make sure to double-check the email you received notifying you of your account’s limited access, because the PayPal Account Review Representative might have added extra steps for you to complete that are not listed on the web site.


For instance, if you are a seller on eBay, PayPal will likely request tracking information for items you’ve delivered and proof of inventory for additional items you’re currently selling.


If you lose the email, you might not necessarily be able to find all the steps to complete on the PayPal web site; in this case, your best bet is to call PayPal.


However, if you no longer have access to your email account, you might have bigger problems to deal with than just your limited account.




A Last Resort

If you’re really in a bind and cannot complete the steps requested of you for legitimate reasons, you can always escalate your issue by writing a letter to a PayPal executive, contacting the Better Business Bureau, or working with a legal representative.


Escalation in itself is not a guarantee that your issue will be resolved, but if your issue is legitimate, it is likely that a new pair of eyes, perhaps with more experience and background, will look at your issue and help reach a fair resolution.




Avoiding Suspicion

To prevent your account from being limited in the first place, keep your account in order by following these guidelines:


  1. Treat your PayPal account as you would your bank account: use secret passwords and keep them to yourself!
  2. Make sure your true name is on your PayPal account and that it matches the name on your bank and credit card accounts. If you are a business, make sure the bank account and credit card on your account are also in your business
  3. Use accurate addresses and phone numbers that match those on your credit card and bank account, and keep them current. False contact information can raise suspicion on your account and make it more difficult to regain
  4. Delete old or obsolete bank accounts and credit cards from your account. If you do not keep your account up-to-date, you might find yourself in a bind when your account is limited and PayPal asks you to prove ownership of a bank account with an old
  5. If you are a seller, always use electronically trackable shipping methods so that if the shipment or receipt of a physical good is in doubt, you can easily prove your case. Also make sure to keep proof of inventory or merchandise, such as receipts, invoices, or proof of authenticity for older, collectible items. Maintain good relationships with your suppliers so that you can easily access this information when you need
  6. If you have any old or abandoned PayPal accounts, make sure to resolve your issues with those accounts and then close them. If your account has been limited and PayPal sees linked accounts with issues, such as a negative balance or outstanding buyer complaints, PayPal will probably ask you to resolve those issues as well before they’ll be willing to lift the limitation on your active
  7. @tools27
 
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