Carding 🏧 Checking Card Balances: The Secret Weapon of Pros (+ vid) 🏧

[affyonly444]

Checking Card Balances: The Secret Weapon of Pros

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Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

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Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

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How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

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• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

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What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

Хотя этот трюк с телефонной системой мощный , это не единственный способ получить информацию о балансе. Есть и другие методы, особенно если вы можете зарегистрировать карты. Мы углубимся в эти методы в будущих руководствах, расширяя ваш арсенал инструментов для проверки баланса.

Это не универсальное решение. Его эффективность зависит от конкретных BIN и банков. Некоторые банки внедрили дополнительные этапы проверки. Но для тех, кто этого не сделал, это как прямой доступ к их финансовым данным. В этой игре в кошки-мышки между кардерами и банками телефонные системы остаются ценной уязвимостью .

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Процесс

Вы меня знаете, если есть что-то, что я ненавижу больше всего, так это кормление вас BIN с ложечки . Это не отточит ваши навыки или действительно не улучшит ваши навыки кардинга. Однако, чтобы вы начали, вот список BIN , которые работают с этим методом. Помните, что это всего лишь несколько, и есть еще сотни других:

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Как только вы освоите процесс, поиск дополнительных BIN-кодов станет простым . Поспрашивайте или найдите известных продавцов баланса и составьте список предлагаемых ими карт. Бум — у вас есть солидный список BIN-кодов для проверки баланса.

Пошаговый процесс:
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• Определите банк, связанный с вашим BIN . Например, для карты 414740 необходимо позвонить в Chase по номеру 8882474080.
• Получите номер Skype или, что предпочтительнее, воспользуйтесь услугами провайдера VOIP . Google Voice обычно занесен в черный список , поэтому избегайте его.
• Позвоните в автоматизированную систему банка.
• Перейдите по меню ботов. Выберите опции, которые ведут к проверке баланса (зависит от банка).
• При появлении запроса введите номер вашей карты.
• При необходимости предоставьте дополнительную информацию, например почтовый индекс владельца карты.
• Прослушайте информацию о балансе.

Предостережения:
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• Большинство банков запрашивают только номер карты или почтовый индекс. Однако будьте готовы к другим возможным запросам.
• Новые учетные записи Skype , звонящие на банковские номера, часто быстро попадают в черный список . Провайдеры VOIP , как правило, более надежны .
• Ваш номер может быть помечен из-за неудачных попыток или частого использования другими кардерами. Это особенно касается номеров Skype .
• Если отмечено , вас могут перенаправить к агенту-человеку или попросить SSN/DOB. В этих случаях вам нужно будет поискать информацию о держателях карт.
• Использование инструментов VOIP с возможностями подмены номеров может помочь вам избежать попадания в черный список и обойти усиленные проверки безопасности.
• Если вы постоянно терпите неудачу с одним числом, поменяйте его. Не сжигайте все свои карты на одной, потенциально помеченной строке.

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Видео-демонстрация:

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Заключение

Мы много говорили в этом руководстве, от устаревшего метода возврата авторизации до текущего метода использования банковских телефонных систем. Но не думайте ни на секунду, что мы использовали все возможности здесь.

Звонок в банк — это не только проверка баланса. Это универсальный инструмент в наборе инструментов кардера с приложениями, которые мы едва коснулись поверхности. В будущих руководствах мы рассмотрим, как эти же телефонные системы могут использоваться для всего: от социальной инженерии до сбора дополнительной информации о держателях карт.

Телефонный метод — это не просто пони с одним трюком. Это ваш путь к богатству информации, которая может поднять весь ваш процесс кардинга на новый уровень. От обхода проверок мини-зарядов до получения истории транзакций — возможности безграничны .
Помните: эта хрень не застыла в камне. Банки постоянно развиваются и постоянно пытаются залатать эти уязвимости . То, что работает сегодня, может оказаться бесполезным завтра. Вот почему важно оставаться адаптивным , продолжать учиться и совершенствовать свои методы.

Подводя итог, позвольте мне напомнить вам: эти знания — инструмент, а не гарантия. Используйте их с умом и всегда будьте начеку. Игра постоянно меняется, и выживут только те, кто умеет адаптироваться .
Будьте внимательны и держите глаза открытыми. Мы вернемся с более продвинутыми приемами, более креативными подвигами и новыми способами оставаться впереди в этой цифровой игре в кошки-мышки.

До тех пор, счастливой охоты, славные ублюдки. d0ctrine out.

good job!

 

[Santana00]

Thank you

 

[Mahmud]

Проверка баланса карт: секретное оружие профессионалов

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Проверка остатков по картам. Это было святой грааль для кардеров с вечности. Каждый новичок со свежекупленными CVV хочет знать свою ценность. И для веская причина.
В нашей работе знать свой баланс важная информация.

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Почему кардеры зацикливаются на этом дерьме? Простой. Знать свой баланс - значит знать свои пределы. Это разница между уверенно чесание $5 000 Макбук Про и получить ваши виртуальные орехи пинать, когда вы $50 предел карта получает снизился пытаюсь купить чертов бутерброд. Проверка баланса формирует всю вашу операцию. Это как ты максимизировать прибыль и минимизировать ненужные риски.

Но не заблуждайтесь: проверить баланс не так просто, как войти в какую-нибудь волшебную кардерную панель. Банки на самом деле не расстеливают красную дорожку, чтобы мы могли просмотреть информацию об украденных картах. Это требует смеси социальная инженерия, тех смартс и некоторые серьезный нерв.
Сосредоточились на a надежный метод: вызов телефонной системы банка. Этот подход работает для конкретного БИН где часто другие методы неудача. Он обходит онлайн-безопасность и дает вам прямой доступ к нужной информации.

Это руководство будет улучшать ваши навыки проверки баланса для этих конкретных диапазонов карт. Помните, что это знание - инструмент. Используй это мудро.

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Как работала проверка баланса

В старые времена чесания проверка баланса была намного проще. Лучшим методом был метод автовозврата. Это было легко и работал удивительно хорошо.

Вот как это сработало:

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• Запросите авторизацию на определенную сумму на карте.
• В случае одобрения верните сумму.
• Если отклонено, попробуйте меньшую сумму и повторите.

Это позволило бы кардерам получить баланс карт довольно хорошая точность. По сути, это была игра выше и ниже, но с реальными деньгами.
The метод автовозврата был популярный потому что это не требовало технических навыков. Никакой социальной инженерии, никаких сложных схем - просто серия быстрых транзакций, которые часто попадают под прицел обнаружения мошенничества.

Но этот метод есть мертвый в 2024 году. Черт возьми, это даже не сработало 6 лет назад. Банки и финансовые учреждения имеют улучшили их безопасность так много. Теперь запускаются многочисленные попытки авторизации на карте оповещения о мошенничестве практически мгновенно. Быстрое возмещение также вызывает проблемы, поскольку современные банковские системы не всегда обрабатывают возврат средств мгновенно.
Последний гвоздь в гроб для этого метода был ИИ и машинное обучение в обнаружении мошенничества. Эти системы могут обнаруживать закономерности, связанные с проверкой баланса, за считанные секунды заблокировать карту прежде чем вы сможете определить баланс.

Пока метод автовозврата возможно, это все еще работает над некоторыми старыми системами нежизнеспособен для большинства крупных банков и эмитентов карт. Это заставило кардеров придумать новые и более совершенные методы проверки баланса.

Система банковского телефона

После метод возврата auth стал устаревший, кардерам нужны были новые способы проверки баланса. Затем гигакардер обнаружил столь простой и почти комичный метод: просто позвоните в банк.

Для некоторых карт, особенно тех, которые есть в США, вы можете набрать автоматизированную систему банка, ввести номера карт и немедленно получить информацию о балансе. Нет необходимости в сложной социальной инженерии или сложных схемах. Это только вы, телефон и автоматизированный голос, который не делает различий между законными держателями карт и кардерами.

Банки внедрили эти системы для повышения удобства клиентов. В их стремлении творить удобные услуги, они создали автоматизированные платформы для быстрого доступа к информации об учетных записях. Нужно проверить баланс в нечетные часы? Автоматизированная система готова к обслуживанию.

Этот сервис был разработан для законных сценариев: пользователи, которые потеряли свои учетные данные онлайн-банкинга или не имеют доступа в Интернет. Банки посчитали это метод низкого риска предоставлять круглосуточное обслуживание без затрат со стороны людей-операторов. Их предположение было простым: владение номером карты приравнивается к личности владельца карты.

Они были ошибочный.

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Чего банки не осознали, так это того, как это удобство станет возможным отличный ресурс для кардеров. По сути, мы используем их попытку улучшить обслуживание клиентов. Это непреднамеренная уязвимость в их системе.

Истинное преимущество этого метода заключается в его тонкость. В отличие от возврат auth метод, который создает кучу подозрительных транзакций, убивающих карту, часто остается проверкой баланса телефона необнаруженный. Здесь нет попыток взимания или возврата средств, а есть простое расследование, которое выглядит как обычное управление счетом.

Но преимущества не ограничиваются проверками баланса. Этот метод часто предоставляет доступ к последним деталям транзакции - своего рода "мини" версии регистрации. Эта дополнительная информация может быть a очень полезно для определенных методов, позволяющих обходить системы проверки minicharge на платформах типа Фейсбук.

Пока этот трюк с телефонной системой мощный, это не единственный способ получить информацию о балансе. Есть и другие приемы, особенно если можно записать карты. Хорошо погрузитесь в эти методы в будущих руководствах, расширяя свой арсенал инструментов проверки баланса.

Это не универсальное решение. Его эффективность варьируется в зависимости от конкретного БИН и банки. Некоторые банки внедрили дополнительные шаги проверки. Но для тех, кто не имеет, это похоже на наличие прямой доступ к их финансовым данным. В этой игре в кошки-мышки между кардерами и банками телефонные системы остаются a ценная уязвимость.

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Процесс

Ты меня знаешь, если есть что-то, что я ненавижу больше всего кормление ложкой вы БИН. Это так затачивать ваши навыки или действительно улучшать ваши навыки чесания. Однако, чтобы начать, вот список БИН это работает с этим методом. Помните, что их всего несколько, а вокруг плавают еще сотни:

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Как только вы освоитесь в процессе, найдите больше БИН становится прямолинейный. Спросите вокруг или найдите известных продавцов баланса и составьте список предлагаемых ими карт. Бум - у вас есть твердый список БИН для проверки баланса.

Пошаговый процесс:
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• Определите банк, связанный с вами БИН. Например, карта 414740 требует вызова Чейз при 8882474080.
• Получить Скайп номер или, предпочтительно, использовать a ВОИП провайдер. Гугл Голос является типичным занесен в черный список, так что избегайте этого.
• Наберите автоматизированную систему банков.
• Перейдите в меню ботов. Выберите параметры, которые приводят к проверке баланса (this варьируется в зависимости от bank).
• При появлении запроса введите номер карты.
• По запросу предоставьте дополнительную информацию, например почтовый индекс держателей карт.
• Послушайте информацию о балансе.

Предостережения:
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• Большинство банков запрашивают только номер карты или почтовый индекс. Однако будьте готовы к другим потенциальным запросам.
• Новый Скайп счета, вызывающие банковские номера, часто получаются занесен в черный список быстро. ВОИП провайдеры, как правило, больше надежный.
• Ваш номер звонка может получить помеченный из-за неудачных попыток или частого использования другими кардерами. Особенно это касается Скайп числа.
• Если помеченный, вас могут перенаправить к агенту-человеку или попросить SSN/DOB. В этих случаях вам необходимо будет просмотреть информацию о держателях карт.
• Использование ВОИП инструменты с возможностями подмены могут помочь вам избежать этого занесение в черный список и обойти усиленные проверки безопасности.
• Если вы неоднократно неудача одним номером переключите его. Не прожигайте все свои карты на одной, потенциально помеченный линия.

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Видео Демо:

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Заключение

Мы много говорили в этом руководстве, из устаревший метод автоматического возврата к текущему методу использования систем банковских телефонов. Но не думайте ни на секунду, что мы израсходовали здесь все возможности.

Вызов в банк - это не только проверка баланса. Это а универсальный инструмент в наборе инструментов для кардеров с приложениями почти не царапал поверхность. В будущих руководствах мы рассмотрим, как эти же телефонные системы можно использовать для всего: от социальной инженерии до сбора дополнительной информации о владельцах карт.

Телефонный метод - это не просто пони с одним трюком. Это ваш путь к a богатство информации, которая может возвышать весь процесс чесания. Возможности таковы: от обхода проверок minicharge до получения историй транзакций бесконечный.
Помните: это дерьмо не закреплено в камне. Банки всегда развиваются и всегда пытаются это исправить уязвимости. То, что работает сегодня, может быть бесполезный завтра. Вот почему важно остаться адаптируемый, чтобы продолжать изучать и совершенствовать свои методы.

Подводя итоги, напомню: это знание - инструмент, а не гарантия. Используй это мудро, и всегда держись в тонусе. Игра постоянно меняется и будут только те, кто сможет адаптироваться выживать.
Оставаться шарп и держи глаза очищенными.. Что ж, вернитесь с более продвинутыми техниками, более творческими подвигами и другими способами оставаться впереди в этой цифровой игре в кошки-мышки.

До тех пор, счастливо охотясь на вас славные ублюдки. d0ctrine вне.

good job

 

[giogebz]

Bro is him!

 

[xxjnjxx]

Checking Card Balances: The Secret Weapon of Pros

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

tytyty

 

[f41b8f1e5821]

good

 

[kingcards]

so good so good

 

[tomasx3000]

Thanks

 

[xuduoduo1911]

Checking Card Balances: The Secret Weapon of Pros

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

虽然这个电话系统技巧很强大，但它并不是获取余额信息的唯一方法。还有其他方法，特别是如果你可以注册卡的话。我们将在未来的指南中深入探讨这些方法，扩大你的余额检查工具库。

这不是通用的解决方案。其有效性因具体BIN和银行而异。一些银行已经实施了额外的验证步骤。但对于那些还没有实施的银行来说，这就像直接访问他们的财务数据一样。在信用卡持有者和银行之间的猫捉老鼠游戏中，电话系统仍然是一个有价值的漏洞。

---

流程

你知道我，如果有一件事我最讨厌，那就是给你灌输BIN。这不会磨练你的技能，也不会真正提高你的梳理技能。然而，为了帮助你入门，这里有一个使用此方法的BIN列表。请记住，这些只是少数，还有数百个 BIN 在流传：

*** 隐藏文字：无法引用。***


一旦你掌握了流程，找到更多BIN就变得很简单了。四处打听或寻找知名的余额卖家，并编制一份他们提供的卡的清单。砰——你就有了一份可靠的BIN清单，可用于余额检查。

逐步过程：
View attachment 45679

• 识别与您的BIN关联的银行。例如，414740 卡需要拨打Chase 的电话8882474080。
• 获取Skype号码，或者最好使用VOIP提供商。Google Voice通常被列入黑名单，因此请避免使用它。
• 拨打银行的自动系统。
• 浏览机器人菜单。选择检查余额的选项（因银行而异）。
• 出现提示时，输入您的卡号。
• 如果要求，请提供其他信息，例如持卡人的邮政编码。
• 收听余额信息。

注意事项：
View attachment 45680

• 大多数银行仅要求提供卡号或邮政编码。不过，请做好应对其他潜在要求的准备。
• 拨打银行号码的新Skype账户通常很快就会被列入黑名单。VOIP提供商通常更可靠。
• 您的呼叫号码可能会因尝试失败或被其他卡主频繁使用而被标记。对于Skype号码来说尤其如此。
• 如果被标记，您可能会被重定向到人工代理或被要求提供 SSN/DOB。在这些情况下，您需要查找持卡人信息。
• 使用具有欺骗功能的VOIP工具可以帮助您避免被列入黑名单并绕过增强的安全检查。
• 如果一个数字反复失败，请换一个数字。不要在一条可能被标记的线上用光所有卡片。

---

视频演示：

*** 隐藏文字：无法引用。***

---

结论

我们在本指南中讨论了很多内容，从过时的身份验证退款方法到当前使用银行电话系统的方法。但不要以为我们已经用尽了所有可能性。

给银行打电话不只是为了查询余额。它是信用卡持有者工具包中的一个多功能工具，其中的应用程序我们只是略知一二。在未来的指南中，我们将探讨如何将这些相同的电话系统用于从社交工程到收集其他持卡人信息等各种用途。

电话方法并非一招鲜。它能让您获得大量信息，从而提升整个信用卡流程。从绕过小额收费验证到获取交易历史记录，可能性无穷无尽。
记住：这不是一成不变的。银行总是在不断发展，总是试图修补这些漏洞。今天管用的方法明天可能就没用了。这就是为什么保持适应性、不断学习和改进你的技术很重要。

在我们结束之前，让我提醒你：这些知识是一种工具，而不是保证。明智地使用它，并始终保持警惕。游戏在不断变化，只有那些能够适应的人才能生存。
保持敏锐，时刻警惕。我们将带着更先进的技术、更多创造性的探索和更多的方法回归，让您在这场数字猫捉老鼠游戏中保持领先。

到那时，你们这些光荣的混蛋，祝你们狩猎愉快。教义宣告结束。

good

 

[maderas]

thank you for this

 

[dndGabe]

Great, sir. Your Bins match my cards we'll see if it works. In case anyone is wondering, *** is the shop where I get my cards.

What’s the bin

 

[dndGabe]

Checking Card Balances: The Secret Weapon of Pros

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

This is very vatil

 

[Gwapgod]

Checking Card Balances: The Secret Weapon of Pros

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

Testing

 

[Yeahgetthaatmoney1]

Fire

Checking Card Balances: The Secret Weapon of Pros

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

 

[xiaofunny]

---

 

[Mainlybusiness]

Checking Card Balances: The Secret Weapon of Pros

---

Checking card balances. Its been the holy grail for carders since forever. Every newcomer with freshly bought CVVs wants to know their worth. And for good reason.
In our line of work,knowing your balance is important intel.

View attachment 45676


Why do carders obsess over this shit? Simple. Knowing your balance means knowing your limits. Its the difference between confidently carding a $5,000 MacBook Pro and getting your virtual nuts kicked when your $50 limit card gets declined trying to buy a fucking sandwich. Balance checking shapes your entire operation. Its how you maximize profits and minimize unnecessary risks.

But make no mistake: checking balances isnt as simple as logging into some magical carder dashboard. Banks arent really rolling out the red carpet for us to look at stolen card info. It takes a mix of social engineering, tech smarts and some serious nerve.
Were focusing on a reliable method: calling the banks phone system. This approach works for specific BINs where other methods often fail. It gets around online security and gives you direct access to the information you need.

This guide will improve your balance checking skills for these particular card ranges. Remember that this knowledge is a tool. Use it wisely.

---

How Balance Checking Used to Work

In the old days of carding, balance checking was a lot simpler. The best method was the auth-refund method. It was easy and worked surprisingly well.

Here's how it worked:

View attachment 45677

• Request an authorization for a specific amount on the card.
• If approved, refund the amount.
• If declined, try a lower amount and repeat.

This would allow carders to get a cards balance with pretty good accuracy. It was basically the higher-lower game, but with real money.
The auth-refund method was popular because it required no technical skill. No social engineering, no elaborate schemes - just a series of quick transactions that would often fly under the radar of fraud detection.

But this method is dead in 2024. Heck, it didn't even work 6 years ago. Banks and financial institutions have improved their security so much. Multiple authorization attempts on a card now trigger fraud alerts almost instantly. Rapid refunds also cause issues as modern banking systems don't always process the refund instantly.
The final nail in the coffin for this method was AI and machine learning in fraud detection. These systems can detect patterns associated with balance checking in seconds and block the card before you can even determine the balance.

While the auth-refund method might still work on some old systems, it's not viable for most major banks and card issuers. This forced carders to come up with new and more advanced balance techniques for balance checking.

The Banking Phone System

After the auth refund method became obsolete, carders needed new ways to check balances. Then a gigacarder uncovered a method so straightforward its almost comical: simply call the bank.

For certain cards, especially those in the US, you can dial the banks automated system, enter the card numbers and immediately receive your balance information. No need for complex social engineering or elaborate schemes. Its just you, a phone and an automated voice that doesnt discriminate between legitimate cardholders and carders.

Banks implemented these systems to enhance customer convenience. In their effort to create user-friendly services, they created automated platforms for quick account info access. Need to verify your balance at odd hours? The automated system is there ready to serve.

This service was designed for legitimate scenarios: users who misplaced their online banking credentials or lack internet access. Banks considered it a low risk method to provide round the clock service without the cost of human operators. Their assumption was simple: possession of the card number equates to cardholder identity.

They were mistaken.

View attachment 45678

What banks failed to realize was how this convenience would become a great resource for carders. We are essentially exploiting their attempt at improved customer service. Its an unintended vulnerability in their system.

The true advantage of this method lies in its subtlety. Unlike the auth refund technique which creates a bunch suspicious transactions killing the card, phone balance checks often remain undetected. Theres no attempted charge or refund and just a simple inquiry that appears as normal account management.

But the advantages dont stop at balance checks. This method often provides access to recent transaction details - a kind of 'mini' version of enroll. This additional info can be a very helpful for certain methods, allowing you to bypass minicharge verification systems on platforms like Facebook.

While this phone system trick is powerful, its not the only way to get balance info. There are other techniques, especially if you can enroll the cards. Well dive into those methods in future guides, expanding your arsenal of balance-checking tools.

This isnt a universal solution. Its effectiveness varies with specific BINs and banks. Some banks have implemented additional verification steps. But for those that havent, its like having direct access to their financial data. In this cat and mouse game between carders and banks, phone systems remain a valuable vulnerability.

---

The Process

You know me, If theres one thing i hate the most its spoonfeeding you BINs. That wont sharpen your skills or truly improve your carding skills. However to get you started, heres a list of BINs that work with this method. Remember that these are just few and there are hundreds more floating around:

*** Hidden text: cannot be quoted. ***


Once youve got the hang of the process finding more BINs becomes straightforward. Ask around or look for known balance sellers and compile a list of their offered cards. Boom - youve got a solid list of BINs for balance checking.

Step-by-Step Process:
View attachment 45679

• Identify the bank associated with your BIN. For example, a 414740 card requires calling Chase at 8882474080.
• Get a Skype number or, preferably, use a VOIP provider. Google Voice is typically blacklisted, so avoid it.
• Dial the banks automated system.
• Navigate the bots menu. Choose options that lead to balance checking (this varies by bank).
• When prompted, enter your card number.
• If requested, provide additional info like the cardholders ZIP code.
• Listen for the balance information.

Caveats:
View attachment 45680

• Most banks only ask for the card number or ZIP code. However, be prepared for other potential requests.
• New Skype accounts calling bank numbers often get blacklisted quickly. VOIP providers are generally more reliable.
• Your calling number can get flagged due to failed attempts or frequent use by other carders. This is especially true for Skype numbers.
• If flagged, you might get redirected to a human agent or asked for SSN/DOB. In these cases, youll need to look up the cardholders information.
• Using VOIP tools with spoofing capabilities can help you avoid blacklisting and bypass enhanced security checks.
• If youre repeatedly failing with one number, switch it up. Dont burn through all your cards on a single, potentially flagged line.

---

Video Demo:

*** Hidden text: cannot be quoted. ***

---

Conclusion

Weve talked about plenty in this guide, from the outdated auth refund method to the current method of using the bank phone systems. But dont think for a second that weve used up all the possibilities here.

Calling the bank isnt just about balance checking. Its a versatile tool in the carders toolkit with applications weve barely scratched the surface of. In future guides we will explore how these same phone systems can be used for everything from social engineering to gathering additional cardholder information.

The phone method isnt just a one trick pony. Its your way to a wealth of information that can elevate your entire carding process. From bypassing minicharge verifications to getting transaction histories, the possibilities are endless.
Remember: this shit isnt fixed in stone. Banks are always evolving and are always trying to patch these vulnerabilities. What works today might be useless tomorrow. Thats why its important to stay adaptable, to keep learning and refining your techniques.

As we wrap up, let me remind you: this knowledge is a tool and not a guarantee. Use it wisely, and always stay on your toes. The game is constantly changing and only those who can adapt will survive.
Stay sharp and keep your eyes peeled.. Well be back with more advanced techniques, more creative exploits and more ways to stay ahead in this digital cat and mouse game.

Until then, happy hunting you glorious bastards. d0ctrine out.

N

 

[mason12]

SHOW ME PLEASE

 

[171717E]

ty

 

[slimeflu]

thanks!

 

[DARK15]

Thx