FuN fAcTs WiTh mAyHaM! jOiN mE As We TrAvEl BaCk 4 YeArS AgO

[Mayham]

Fun Fact:
Did you know not more than 4 years ago in fact in 2020
FE-ACC18.Ru site was still open and cards were literally only $5.00 LIKE EVERY FUCKING CARD WAS! IT DIDN'T MATTER WHAT BANK, CARD TYPE, CARD BRAND ETC. They were $9 for the first 24HR and then dropped to $5 let that sink in $5 FUCKING DOLLARS EVERY FUCKING CARD! And the Validity was in the 90%! And If that’s still not good enough cards that were set to expire within a month or so or cards that frankly were just on the site a little too long got dropped down to $2! ALL WHILE STILL MAINTAINING A VALIDITY OF OVER 90%!

SO HERE GENIUSES ILL DO THE MATH FOR YOU CAUSE ALL YOU YOUNGSTERS SEEM TO NOT KNOW HOW TO DO MATH Since you’re PAYING FUCKING $30-$50 a Card.

Fun Fact:
4 years ago in 2020 you could get 10 YES 10 Mother fucking 90% validity with refunds (if you by some weird chance needed to ask for the refund) Cards (Any Debit or Credit, Visa Amex Disc MC or Maestro, and Platinum Signature Business Signature etc) and 9 Of them were good!

Fun Fact:
Sadly you guys have the trained The shops to charge you more! I’m sure some asshole shop came along and decided you know what my cards are worth so much money. I’m gonna charge this outrageous price and then when you dumb motherfucker started buying from the shop and then another dumb mother fucker started buying and another one and soon and so forth until now they know they can sell you shit cards and outrageous prices and act like they are doing you a favor!

Fun Fact:
Going From $5 dollars to basically $50 per card as seen at places Such as B1ackstash is a 900% increase in the cost of the card over a 4 year period which there’s really nothing that I can even compare that to cause it’s literally unheard of growth or inflation!

Closing Piece:
So I get the feeling some of you are shaking your heads wondering so what like literally that’s what you’re saying in your head so what? Not like so what who cares but like so what do we do? Because you literally just don’t know well here I’m gonna explain one more thing to you. It’s called supply and demand economics. So let’s say we have a card shop For now we’ll call it “Must8tash” and at the shop they are selling cards for $50, what we need to do is not buy those cards not by any card over $30. We say fuck man if I had it my way I wouldn’t buy a card over $10 and at that price I still think it’s outrageous but for the sake of conversation, let’s not buy anything over $10. What’s gonna happen is “Must8tash” it’s gonna end up with a surplus of cards a big surplus of cards along with every other shop out there. Well when there’s a surplus of cards as with anything economically, what happens is this automatically drives the price down why you may be asking yourself well these guys want to sell these cards if there’s a whole bunch left in their shop they’re gonna frantically lower the price so that they start selling cards see they’re not stuck at $50. They don’t have to be at $50. They choose to be at $50 because you guys pay it stop paying it don’t stop charging it so recap real quick demand decreases supply increases which directly controls the cost which in economics when supply increases there’s only one outcome PRICE DECREASES!

Last thing i’ve attached screenshots from my personal purchases that I still have from when I used to shop on FE–ACC18.RU and the reason why I did this is because I’ve had people tell me that they didn’t believe the cards were ever $5 so think of this as some kind of time capsule that was just opened so the world could see what it was like four years ago which wasn’t very long ago. I don’t know how we went up to $30-$50 a card in four fucking years, but that shit needs to change!

 

[SOLMYR]

that shit needs to change

Inshallah!

 

[Mayham]

Inshallah!

Amen!

 

[d0ctrine]

I get your point, but there's a factor you're not accounting for: the increase in security at banks and risk processors. The reason cards previously had 90% validity rates was because they weren't as sensitive as they are nowadays. Now, and this might come as a surprise, even cards taken directly from phishing sites won't hit 90% validity rates, as many fail even during the check.

As with the price, what you're saying is true, and any market will always sort itself out to better price discovery. The problem is that there are far too many inefficiencies for the market to do this, especially since a lot of sellers resell on multiple storefronts.

 

[Mayham]

I get your point, but there's a factor you're not accounting for: the increase in security at banks and risk processors. The reason cards previously had 90% validity rates was because they weren't as sensitive as they are nowadays. Now, and this might come as a surprise, even cards taken directly from phishing sites won't hit 90% validity rates, as many fail even during the check.

As with the price, what you're saying is true, and any market will always sort itself out to better price discovery. The problem is that there are far too many inefficiencies for the market to do this, especially since a lot of sellers resell on multiple storefronts.

Doctrine,

I follow you on here and read everything that you post and I consider you to be someone of great knowledge and respect. I certainly understand and agree with some points that you make however I wanna point a few things out just so that it’s understood by others that read this in the future. I’m certainly not trying to dispute what you’re saying so please don’t take it that way and I’m not trying to defend what I have said or at least I don’t want it to come out that way. I must say the fact that you took the time to actually read what I wrote up and then express interest through your opinions and knowledge or humbling in itself! Basically I want to kind of make all be known for future readers! Which should help clarify a few things that people might be wondering about….


1. The biggest thing that I want to clarify is I’m not sure that it’s 90%. I’m pretty sure I had well over 90% success with their cards in general, and while this is something, I merely pulled out of my ass because I thought it was appropriate percentage, considering damn every card I used was good. It was never scientifically established or proven... that we all know or you should start learning very quickly if you don’t yet already there are so many variables that come in to play with this kind of ….. we will call it a hobby but carding in general such as
-Individuals experience
-Bin Selection
-Machine selection
-Processor or Payment Gateway
-Region location, location location!
-OPSEC (RDP, Proxy type & quality VPN, Virtual Machine etc)
-Anything and Everything I haven’t mentioned that plays a role in the success of the person using the number
-Good ole fashion Dumb luck

2. I want to remind you as well as everyone else that this is over a 3-4 year period which some may think and assume that’s a very short period of time and that the security teams for the card brands at least the 3 big names (Visa, MC, & Amex) anyways couldn't have changed they security measures that much in an attempt to slow down or curb our ability to be successful in what we do by that much. And while, I initially agreed with that train of thought and belief upon writing this post I have to say that it would be naïve to continue believing that and well here’s why…..
-Visa, MC and Amex ( yes I know there is another brand or network of credit cards i.e. Discover but I never really have used them in fact I can remember only one time I used Discover which was successful purchasing some Nikes directly from Nike. However I can’t help but look and think of the Brand as being that weird friend or family member that we’d just soon rather forget, they’re kind of embarrassing to have around or in your wallet, they march to the beat of their own drummer. And much like that weird family member Discover card also is accepted at less and less places every year and especially on holidays!) So sticking with the ”real” brands these brands focuse as much resources on making money as They do on keeping it or loss prevention.
So one of the biggest ways that I’ve seen this accomplished in my lifetime and in a very quick fashion was the implementation of chipped or EMV credit & debit cards! So I’d say probably 10 years ago (yes in 2015!) , the most common and preferred method for carding as we call it was coined “In-store” carding which was in-store carding is where you start seeing those terms like tracks or dumps, reader writer, embosser, mag strip, etc. Come in to play. When I started doing this kind of thing in store, carding was the way to go and some may say it was a lot better way of doing things others argued it was much more dangerous way of doing things and both had very good arguments to support their reasonings. If you wanna know more about this kind of car, just look up in=store carding there are countless goals and blogs about doing things this way I barely touched it, but it is a pivotal moment in Credit card company security and this one innovations that completely changed the way we do things! So in thinking about this after reading Doctrine ‘s post i was quickly reminded about how that in less than a year it was clear in-store carding as we knew it would be forever changing and all because of 3 digits 201…… up until this point when you bought tracks or dumps you essentially bought 101 tracks or dumps (and keep in mind. I’m simplifying this a great deal! There are and there was many other different types of Service codes all describing how the credit card machine would handle the credit card after swiped or dipped!

Here are some examples of service codes for credit card track 2:

• 101: Magnetic-stripe card for international use
• 120: Magnetic-stripe card for international use that requires a PIN
• 121: Magnetic-stripe card for international use that requires online authorization for all transactions
• 201: EMV chip card for international use
• 221: EMV chip card for international use that requires online authorization for all transactions
• 601: National-use EMV chip credit and debit cards
  

So above are just some examples but for the sake of the conversation and how we bought and purchased tracks it was 101 & 201 type tracks and prior to the intro of EMV cards nearly all tracks bought were 101‘s which all that this is is a small piece of numerical coding written into the second side after the = sign of track 2 at the beginning of the string see below



the highlighted portion is the second part or last part of track 2 and the beginning is where you’d find this service code.

so where am I going with all this before the implementation of EMV cards? Everything was basically a 101 card and you could use it just about anywhere you swiped credit cards. There was no issues you wrote everything to the mag strip using MSR software and literally took the credit card into the store and use it as if it were the real credit card.. so then 201 cards came out and I’d say within about six months or for sure less than a year basically everything was 201 I mean there were some credit card companies that kind of dragged their feet or whatever but for the most part unless you knew a specific bin that was always 101 which they ended up becoming few and far between and got really expensive You either stopped doing in-store carding because you couldn’t write to that EMV chip making 201 cards unless to you UNLESS…. Unless you did some MacGyver type shit which first required you to somehow sort out the EMV chip on the credit card, which was just fucking crazy to start with, but say that you’ve got that taken care of you would then have to do some elaborate voodoo dance with the chipped card where you would dip it three times in the card slot of the payment machine that you were using at the register which doing this would error out and then it would allow you to swipe the card. This works for maybe a month or two until all checkers pretty much got hip to this and the minute you started doing shit like this in the store they would cancel the transaction and tell you to leave, I can’t tell you how many times I saw this attempted at Home Depot and it’s the most embarrassing thing in the world even for me when I wasn’t doing it and I was seeing other people do it. I was just like oh my God this is so fucking embarrassing! You have this huge cart full of stuff and you’d be all confident walking up there and you would see the person get smaller and smaller as they tried another card and another card and it just never worked again really and I tell people to this day don’t even bother with this kind of carding The reward and benefit is so small and so minuscule you maybe will win one out of 10 times and it’s not even for that much.

So I know I went off on a good one there, but the point is is yes credit card companies can change their security within a very short period of time to circumvent or prevent us from being able to do what we normally do when we are carding it’s an ever changing world of cat versus mouse, and just like they improved their security and features we have to become more intelligent and conniving, basically to circumvent what they do! Face it we are in an ever changing & evolving world which is more and more integrated into a technology based society! And because of such our skills need to be better and better in order to accomplish what we normally used to accomplish so if you wanna continue to be successful at this you need to learn to try new techniques.

I wanna thank Docterine again for reading my post number one but two commenting on it in a way that may be approaches the problem or looks at the problem from a different point of view which can help encourage conversation and thinking in a different way then Maybe you hadn’t thought of previously!


I’m just gonna touch on his last comment on his post and I’m gonna make this real quick cause I’m still a firm believer in supplying demand economics, regardless of insufficiencies or not and he may very well be correct but I’m gonna still argue that if we literally stop buying cards over a certain price these shops will have literally no other option then to lower the prices and we are such a small community that I feel the word could be spread very easily and yes, there’s gonna be a few people that don’t give a fuck and still buy them, but for the most part if we can convince the majority of our community to not buy say over X amount of dollars or spend that much money on a card do you be surprised how quick those companies were those shops are going to comply because remember they need us. We don’t need them. They need us to stay in business and that’s where I’m gonna leave it. I hope you guys have a great week!

Mayham